The search for a micro loan company that suits our needs can require long and tedious procedures. The important thing is to find an entity that you can trust. Similarly, it is necessary to be able to access fast money without questions or explanations, being one of the characteristics of small short-term loans. Netcredit offers us all of this, in addition to truly attractive conditions.
|Type of financing offered by Netcredit||Quick credits , urgent loans, mini-credits|
|What is the maximum credit granted by Netcredit?||Up to € 1000|
|And its minimum?||€ 50|
|What is the maximum term that Netcredit accepts?||30 days|
|And the minimum?||5 days|
|Is the first loan free and interest-free?||Yes|
|What cost or interest does Netcredit charge?||APR between 2333.90% and 3305.30%|
|Will Netcredit ask me for a guarantee?||Not|
|Do you have a Netcredit loan simulator and calculator?||Yes|
|Can I request an extension or defer payments?||Yes|
|And early repayment?||Too|
|Where is it hired?||By phone as well as internet|
|How long does it take to give me an answer||15 minutes|
|When can I have the money||15 minutes, however it depends on the bank|
|With which banks does Netcredit work?||Yes|
|Web page||Official site|
|Is Netcredit going to ask me for a guarantee?||Not|
|Is my application rejected if I am in the West African Loan Group?||Yes, but it depends|
|What debt limit in West African Loan Group is the maximum allowed by Netcredit?||€ 0|
|Do I need a payroll to apply for Netcredit mini-credits?||No, but if you have a source of income|
|What if I am a pensioner?||Too|
|Can I access it while unemployed with unemployment benefit?||Too|
|What if I am a company?||Not|
|Can I ask for credit in Netcredit if I am self-employed?||Likewise|
|What is the age range that is supported?||21- 65 years|
|Can I verify my details with Instantor?||Yes|
What is Netcredit?
Netcredit is a credit company that offers online microcredits of up to € 1000 to be returned within a repayment period of up to 30 days.It belongs to the company Rapido Finance SL with an international presence in countries such as Poland, Czech Republic, Mexico, Russia, Latvia, Georgia as well as Spain among others.
With more than 2 million satisfied customers, Netcredit has managed to position itself in the huge and competitive sector of online mini-credits.
That is why its users highlight many benefits of applying for credit at Netcredit.
For example, the first credit is free at 0% interest, offers promotions with the option of winning an iPhone and also the navigation is very intuitive.
Sneak with the Advantages
Although you already know how the platform works and its features, discover some of its advantages:
+ Free first credit
+ Response in 15 minutes in addition to minimal paperwork
+ Without endorsement or likewise guarantees
+ No paperwork
+ Simple request as well as fast through a simple and friendly navigation
+ Promotions and raffles that allow us to win an iPhone
+ No travel, consequently all you need is internet
+ Microcredits help us solve emergency problems and last minute expenses without reorganizing our personal finances.
+ It is a site of maximum reliability, in this way it secures our data.
Requirements to request mini-credits from Netcredit
The requirements and conditions to be met to access Netcredit are actually basic. For this reason Netcredit does not ask for a guarantee or guarantee as it trusts its clients. Here are the conditions to be met: Be over 21 and under 65 years of age, have legal residence in Spain, have a bank account in our name, proof of recurring income, have an email and mobile phone number, not be on the West African Loan Group list or other delinquency files.
How to get first free loan from Netcredit
The process of applying for Netcredit loans is actually very simple, below we explain step by step what to do:
1 - First you have to enter the official Netcredit site and select the amount and repayment term in the simulator. The first time the limit is 300 euros, the return being free, without interest. The repayment terms vary between 7 and 30 days. From the second loan we can increase the amount up to 600 euros.
2 - Secondly, you will have to fill out an online form with our personal data. Personal, economic but also financial information is provided.
3 - Next we have to verify our financial and banking identity.
Therefore, what we will do is connect online to our electronic banking using the instant verification tool called Instantor.
Then we will have to attach our DNI or NIE.
4 - Finally, Netcredit agents verify our data to see that they are real. They evaluate our solvency and if they consider we are solvent they approve the request.
In this way, in less than 15 minutes, we will have money in the bank account indicated during registration.
Fulfilling our commitments and payment obligations in a timely manner is necessary.
This helps us to increase our valuation as a customer and in this way to be able to request higher amounts and with better conditions in subsequent requests.
To return the credit we must have the contract number or the invoice that they send us to settle the debt. Payment can be made by bank transfer to the Netcredit account number. The lender has open accounts at Caixabank, Banco Santander, BBVA, ING as well as Bankia, among others.
After confirming the payment, we will once again have access to the request for a new microcredit.
If we prefer, we can also pay by deposit at the counter by going in person to a bank or post office.
We carry the contract or invoice number and indicate in the payment concept this number in addition to our ID. If we choose this payment method, we will have to keep a copy of the receipt.
Netcredit also gives us the ability to pay early if we choose. The advance payment means saving interest, being an extra advantage that we obtain.
To pay the debt, we enter the official Netcredit page and click on "Pay everything now", we choose the desired payment method and finally we complete the process.
If we suffer an unforeseen event for which it is impossible for us to make the refund effective on the due date, Netcredit allows us to request an extension.
The request for this extension has a cost and you can calculate how much it costs through the calculator on your website.
That is why we will communicate with your customer service, either by telephone at 910 606 611 or through online chat.
In the same way, we can send an email to the email email@example.com and inform us of our intention to postpone the payment.
Contact information and telephone number of Netcredit Spain
To contact this company we will use any of the contact channels that it makes available to its users, such as:
Call the Madrid fixed Netcredit telephone number, 910 606 611 during customer service hours from 9am to 8pm, Monday to Friday.
We can also send a message to your email, to the email firstname.lastname@example.org
Formulate our query from the online web form. Use live chat on the page. Social networks like Facebook or Twitter
The company to which the brand belongs is Rapido Finance SLU NIF B93366862 with registered office at Plaza Beltran in Madrid capital.
Netcredit Customer Area: What is it for
After registering on the portal, we will be able to enter it through the username and password that we have created in the registry. It is the main means of communication between the client and the financier, being the clients access.
To access it, you will have to enter the Netcredit website, then we will log in from the login and enter our credentials.
When we are inside, among other things: Modify our information, initiate new microcredit applications, request to extend or postpone payment, make payments as well as ask those responsible for Netcredit.
Opinions about Netcredit
Finally, we are going to show some of the Netcredit opinions that best reflect the satisfaction of its clients.
The comments in general lines are positive, even so we can find some specific complaints that are not the usual thing.
Marcos "A month ago, I asked for my first free loan, I didn't have to pay anything, fantastic promotion for new clients"
Joaquín "I was able to get money instantly when I needed it most thanks to them, the reviews are also positive"
Teresa "Netcredit is reliable, I have been asking for fast microcredits online here for years and I have never had a problem"
Carol "Low requirements, accessible interest and flexible repayment terms, I like Netcredit"
Svetlana "I had a problem at the end of the month with my car, thanks to the entity I was able to take it to the workshop and solve that unforeseen event"
Netcredit is reliable and secure
Netcredit is a reliable and secure company that complies with the regulations not only regarding data protection but also guarantees the confidentiality of our data by using the latest computer security technology.
Furthermore, we see how a detailed report is generated on how Netcredit protects data, also informing us of our rights and responsibilities.
Before applying for credit, the company wants you to be sure that you can return it on the agreed payment date. It is important to have a good financial situation as the portal advocates a responsible loan policy.
Netcredit Opinion - Analysis and Conclusion
After completing our analysis of Netcredit, we concluded that it is an attractive company to borrow from. It offers up to € 1000 to be returned in 30 days, the interest rates are within the average, the same as the terms, and you can also get the first free credit up to 300 euros.
And although the West African Loan Group does not admit, when analyzing each request individually if our debt is small and not bank it is possible to make an exception.
That is why we think it is a good alternative when we look for an immediate response loan.
Even so, as an alternative to this we can recommend the following: Onlinecredit, 1credito, Creditomovil
Are you looking for a space where you can ask and resolve your concerns about Netcredit? You have reached the indicated site, here we activate the forum so that you can give your opinion about the company. Tell your experience, write your comment freely.