What is Milinea? Milinea is a company that emerged recently specialized in granting microcredits from 100 to 500 euros. The entity is committed to the online credit model allowing easy access for most people. Its objective is to provide a line of credit for the client available to any need that may arise.
Founded in 2018, Milinea offers its services in Spain, therefore being a young lender with little experience. Even so, it has been winning the hearts of many users for the speed and flexibility it offers. Its clients have given their approval and also approval, something that is reflected in the opinions of Milinea and in the reviews of other financial portals.
That is why if you need money immediately, Milinea.es can be your solution because it offers liquidity to responsible people with the ability to pay.
Next from igreigre.org we are going to show you everything you need to know about the company.
|Financing type||Quick credits , mini- credits|
|Maximum and minimum quantity?||€ 100 - € 500|
|What is the maximum and minimum term?||7 - 30 days|
|Free first loan||Not|
|What interest do you charge?||Maximum 213.50%|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Too|
|Can you defer payments?||Similarly|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||5 minutes but it depends|
|When will I have the money||15 minutes, but it depends on the bank|
|What entities do you work with?||Several|
|Web page||Official Web|
|Are my application for West African Loan Group canceled?||Yes, but it depends|
|Do you need payroll to request a loan?||No, but if income|
|Request if I am a pensioner, self-employed or unemployed?||Too|
|Age range||18 - 65 years|
|Can I verify my details with Instantor?||Yes|
Milinea What does it offer?
Milinea is an immediate response online microcredit company. It offers an easy-to-find line of credit that allows people an injection of capital in times of need.
This line of credit is also a resource very well used by applicants and offered by some banks. It consists of a fixed amount to the client which he can have to meet his expenses. Regarding the payment of the loan, both the capital and the interest depend on the amount drawn down.
After applying for your loan at milinea.es, the money reaches your bank account in minutes. This line is updated every month on the entity's platform, so at the beginning of each month you have the total amount indicated above available.
The maximum return period for the line is up to 12 months with renewable conditions, while the amounts range from 100 to 500 euros. Consequently, it is similar to credit cards, amounts that are repaid quickly and that later can be increased as your level of trust with the financier increases.
The Milinea service has a web platform that can be accessed through your mobile device, those that provide facilities that stand out from other platforms and that take it away from the tedious and slow processes common in traditional banks.
The requirements and conditions to be met to access the online loans of milinea.es are basic, we see them below. As you can see it is a simple process being minimal.
The first thing you must do is register on the web platform at the address www.milinea.es and then you must verify that you meet the following: Be of legal age, reside in Spain, be a bank account holder, prove demonstrable income with which to prove ability to pay and have means of contact such as mobile phone.
As for proving income, a payroll is not necessarily requested, but a source of periodic income with which to justify the payment of the debt.
Milinea's services require minimal paperwork and requirements, but before starting the application you should check whether or not you can access.
How to apply for a loan at Milinea.es
The process to obtain a personal loan in Milinea is really simple, we see it below:
1 - First you enter their web portal milinea.es and select the amount and return period you need.
2 - Secondly, you fill in a form with your personal and financial information
3 - Later you receive a response with the result, it is approved or rejected
4 - Finally and it is approved they send you the money by bank transfer to your account number.
Thus, the process is similar to that of other companies except for the difference that it is a line, so that until you withdraw the money it will not cost you.
Advantages of applying for a loan at Milinea
Milinea offers attractive financing since its system through the line of credit provides many payment facilities. Among its many advantages of the credit payment system we highlight those shown below:
- You will have available a line of credit of up to 500 euros that you can make effective every month, ideal to have flexibility in your purchases, unforeseen events and other emergencies.
- Operations can be done from your web platform, without leaving home or traveling, which saves time. Available 365 days 24 hours a day, it is enough to have internet access from any device such as mobile. This way you avoid unnecessary and physical tools such as bank credit cards.
- You only cancel the amount drawn or consumed in Milinea, so if you have unforeseen monthly payments, you can have the money without paying more, since you only pay interest for the time consumed.
- After 2 years and if you are responsible for the payments, Milinea can allow you to expand your line of credit, an amount that is evaluated by reviewing your customer history.
- Without changing banks since Milinea works with the main banks in the country. You do not have to open a new account with a bank, you only need to know your current data so that they can pass you the money from the credit line.
Contact and Customer Service
To contact milinea.es you can call their free phone number 911 318 305, we also leave you the other routes: Calle del Poeta Joan Maragall, 50, 28020 Madrid, Hours: Monday to Friday from 8am to 8pm and Saturday from 9am to 3pm, Open ⋅ Closes at 8pm, Phone : 911 31 83 05
Opinions about Milinea
Milinea's opinions are generally positive as its users recommend it for its fantastic conditions. The service of my line through your line of credit is different from the usual mini-credits. Its clients value the proposal of this company as innovative since it marks a turning point in the financial sector.
They also rate Milinea's customer service as efficient and fast. Regarding the application process, they qualify it as agile, little time until a response is received, which ultimately benefits the borrower.
It is not necessary to change bank, travel and also has a high approval rate.
The view of Milinea's clients is pleasant, which is why its popularity is increasing every time. A reliable and safe option when you are looking for urgent money, with minimal requirements and few paperwork.