CocheGo is a company that allows us to obtain money by placing our car or vehicle as the only guarantee quickly and easily to solve specific problems of lack of liquidity. Sometimes situations arise whereby we may need money to cover unforeseen events, in that sense CocheGo can be a solution.
|Financing type||Car pawn, car loans, no payroll loans|
|Purpose / Destination||Anyone|
|Maximum quantity||Up to € 15,000|
|And the minimum?||€ 500|
|What is the maximum term?||There is not|
|And the minimum?||6 months extendable|
|Free first loan||Not|
|What interest do you charge?||APR 49%|
|Do you ask for endorsement?||Yes, but vehicle|
|Simulator and calculator||Yes|
|Can you defer payments?||Not|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||1 hour|
|When will I have the money||1 hour, but it depends on the bank|
|What entities do you work with?||Several|
|Web page||Official Web|
|Is my application rejected because I am in the West African Loan Group?||No, but it depends|
|What debt limit do you accept at West African Loan Group?||None, but it depends|
|Do I need payroll to request a loan?||No, but if income|
|Can I apply if I am a pensioner?||Too|
|And with unemployment benefit?||Too|
|What if I am a company?||Yes, but it depends|
|If I am self-employed?||Likewise|
|What age range does it support?||Unlimited|
|Can I verify my details with Instantor?||Not|
What is CocheGo
This company offers up to € 15,000 depending on the appraised value of the vehicle, which must not exceed 10 years old.
For this reason it is a type of installment financing where the ownership of the vehicle is not changed and the vehicle can continue to be used (in circulation, without a deposit)
CocheGo is an entity that offers a car or vehicle loan service, that is, this asset is taken as the only guarantee.
Consequently, any owner of a vehicle free of charges and less than 10 years old will be able to obtain an amount between 500 and 15,000 euros through a simple process as well as flexible in the form of payment, without small print or fees hidden.
The request begins by contacting us through any of the channels that CocheGo makes available to its users.
Call CocheGo 918 279 499 as well as through the online form available on its official website we can make the request, so in less than 30 minutes, the CocheGo appraisers evaluate our vehicle and then make an offer which we can accept or reject.
If the offer seems adequate to our need, the granting of the credit is materialized by signing the document and contract at their offices within a period of no more than 24 hours.
Advantages of CocheGo
Loans with a personal car guarantee as collateral are not unique to CocheGo but are used by multiple lenders.
In the same way it happens with the use of the vehicle during the period of validity being something that they have replicated from other sites.
The main feature of CocheGo and that becomes an advantage is that it does not change the ownership of the vehicle during the term of the agreement, contrary to what is seen in other car pawn companies.
In CocheGo the vehicle does not change its name but is always kept in the name of the owner, therefore, the return is simple.
In addition, this means saving costs since you do not have to pay the costs of changing your name in traffic, being CocheGo cheaper.
This policy is reflected in the contract, automobile appraisal as well as during the evaluation of the application and repayment of the loan before the due date, without additional charges of any kind.
Requirements to apply for a loan with CocheGo
To access the CocheGo loan, you only have to meet some basic requirements, they are the ones mentioned below:
Be of legal age, have a vehicle less than 10 years old and free of charges.
You can also sign a friend, family member for us who has a vehicle, it is not a problem.
How CocheGo works
The process to apply for a loan in CocheGo can actually be described as simple through any of the methods mentioned above.
Here are the steps to follow:
1 - First you have to go to the CocheGo website and start the application, review and appraisal of the vehicle.
2 - Afterwards, and in less than 30 minutes, an offer is received with the free and free CocheGo appraisal, along with the rest of the paperwork that has been generated during the evaluation of the application.
3 - Next and if we accept the proposal we have to send the necessary documents such as: DNI or NIE of the holder, circulation permit, technical sheet of the vehicle and photos to see its status.
In case you ask for any extra documentation, it is the manager who is in charge of requesting it by phone or email.
CarGo Loan Conditions
CocheGo loans offer amounts between 500 and 15,000 euros with a repayment period of 6 months that can be extended.
If the refund of the credit is made before the end of the term, CocheGo does not charge any penalty or surcharge.
The loan money is made available to the applicant in less than 24 hours but sometimes immediately, being the return through monthly payments, being the form agreed in the contract (direct debit or bank transfer is the usual).
Similarly, there is the option of paying only interest (similar to rent) on a monthly basis, leaving the capital for maturity.
Opinions about CocheGo
In this section we are going to show the comments and opinions of CocheGo, generally friendly and that show a high degree of satisfaction.
Carlos "Unlike other car loan companies, I can continue to use the vehicle, something I need to go to work"
Gema "What convinced me were its conditions, I get urgent money with my car and I don't have to give it up, comfortable payments in monthly installments"
Olga "Being in the West African Loan Group no entity granted me financing, thanks to Coche Go I was able to solve my emergency"
Ricardo "Credit for your car without a deposit, the money you are looking for and keep driving, that was the ad that I was encouraged to try, I am very happy"
In conclusion, CocheGo is a company with great experience in granting loans with the guarantee of car without deposit or change owner that offers excellent conditions for its clients.
That is why CocheGo is a benchmark in the sector.
Its long history and good reputation among its users have catapulted it as an attractive financial services site when looking for immediate liquidity.
Your vehicle collateral loans are used for extra cash in the event of the unexpected.
It is therefore a fast, reliable, safe and transparent service that will allow us to continue using the vehicle since we do not have to give up its use to take the money into account.
As an alternative to this entity, we can recommend others such as Gedescoche or Ibancar which also offer money for your car.