In igreigre.org you will find a complete and updated list of fast, paperless credits with which you can get money in a short time without sending just any documentation. Simple online process, thanks to the mini loan without paperwork and few requirements, just have a DNI and prove income. Discover the best offer of paperless loans this year.
Online credits without paperwork and without sending documentation
Use our search filter to find the loan that best suits your needs
Loans without payroll
Loans only with DNI
What are paperless loans
When we speak of loans without papers, we refer to credits with minimal procedures , that is, those of easy processing and simple access. As a general rule, these are mini-credits of up to 1000 euros (link), which allow us to get quick money without having to present any document .
This type of loan can be requested through lenders that offer online credits only with DNI (link). These entities allow us to request the money by filling in accessible web forms on their web pages.
It is possible to get a quick loan without sending documentation
No , because although these credits reduce paperwork, they do not eliminate it 100%. Credit companies need to verify our data by sending certain basic documents.
For this reason, although it is possible to get money without paperwork , to sign the contract it will be necessary to deliver certain documentation.
Documentation necessary for the loan application without papers
Here are the documents that credit institutions usually request to verify our data when applying for an online loan:
Identity document that identifies us as DNI or NIE, to verify who makes the request, our age and that we have residence in Spanish territory.
Bank statement : An extract of some expense in the account so that it is seen who is the owner of the bank account to which the loan money is transferred.
Proof of income : Although not all lenders ask for proof of income, it is common to require the applicant to demonstrate that they have the ability to repay in this way.
All the delivery of the documentation to the credit company is usually done in the same web form attaching the same or if not later by email.
How to apply for a loan without paperwork
The steps to follow to obtain financing through a paperless loan is actually very easy, let's see it:
1 - First you enter our page and use our search engine where we inform you in detail of the conditions of each option.
2 - Secondly and after choosing the one you are interested in, click on "Request"
3 - Then a form opens for you to fill in your data
4 - Finally, when you send the form, you just have to wait for them to contact you
If everything goes well, the process ends with the transfer of the money quickly to your bank account number. All of this usually takes no more than 15 minutes.
What are the requirements to obtain a credit without paperwork
To access a loan without papers, the following requirements must be met:
Being of legal age , even so, some ask for an age greater than 21 or even 25 years.
Have a valid and valid identity document ( DNI, NIE )
Permanently reside in Spain
Have periodic income : Monthly and sufficient income for the creditor to verify that we can return the money.
Have mobile and email
Not being in the West African Loan Group is advisable as most do not accept it. Avoiding delinquency records is necessary, but there are some companies that do admit people even if they are included in delinquency lists.
A paperless loan can be denied by the West African Loan Group
Yes , in fact, as we have seen previously, it is one of the usual requirements, that we are not listed in records of defaulters such as West African Loan Group (link West African Loan Group.com). However, many finance companies have specialized in offering loans with the West African Loan Group (link), where even if they check if we have debt with third parties, it is not a reason for rejection.
In this type of financing, it is usually necessary that the reason for the West African Loan Group is not for bank or financial debts, nor that they exceed a certain amount of money limit . Beyond this, the final decision whether to approve or reject our application for paperless loans will depend on the risk policy of the financial institution where we borrow.
Why ask for loans without papers
The main advantage is that by not requiring the sending of documents practically the procedures are reduced obtaining an immediate response. That is why this type of paperless loan can be the perfect option when we are looking for money urgently for unforeseen and unexpected expenses.