Findirect is a loan finance company designed to finance businesses as well as individuals. Through Findirect's easy financing for individuals and businesses, you will be able to have the amount of money you are looking for without paperwork and with immediate response, in a reliable and safe way.
To request a loan with Findirect you must enter its official website, then decide the amount of money you need in your bank account. After selecting the quantity you must make a call to the company or complete your request through its web form.
Findirect Coupon Code
Request your first loan from € 50 to € 3000
Findirect - Features
|Financing type||Installment loans, fast loans|
|Maximum and minimum quantity?||50 to € to 3000 €|
|What is the maximum and minimum term?||24 - 84 months|
|Free first loan||Not|
|What interest do you charge?||16.02% APR but it varies|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Yes|
|Can you defer payments?||Yes|
|Where is hired||Online as well as telephone|
|How long does it take||24-48 hours|
|When will I have the money||Immediately|
|Web page||Official Web|
|Findirect accepts West African Loan Group||No, but it depends|
|What is the limit of bad debt?||No, but it varies|
|Do I need a payroll?||No, but if income|
|Is it possible to apply with a pension, self-employment or unemployment?||Too|
|What age range does it support?||Consult|
|Can I verify my details with Instantor?||Not|
Would you like to read some comments and opinions about this company? Keep reading.
Andrea "Payments are very comfortable, I can adapt them to my economy, thus reducing the risk of non-payment"
Joaquín "It is the closest thing to a card but without being a card, a renewable credit that prevents me from asking for a second"
Lorena "It has been super easy, the paperwork is minimal and the wait is the same"
The credit modality in Findirect is renewable. What does this mean? Well, they work like a credit card, because as you deposit the money you use, you can use it again without having to ask for another credit, but the interest rates are lower, so it is more profitable to get credit with Findirect instead of a credit card.
Findirect Frequently Asked Questions
- Findirect receipt
- Who are they
- Secure Findirect
- Findirect partners
Findirect credit simulator
Knowing the amount of money to pay each month is very simple, so you must use the simulator available at the top right. The simulator asks you to enter the amount of money to be obtained, also the monthly payment that you think you can pay.
After indicating this information, you will know the time in which you must pay the loan by adding the total principal plus interest.
Then you must fill in the application form with your personal, bank and financial information by clicking on "Request". Then it asks you for some financial details together with the documentation to send so that the entity can complete the risk analysis and solvency study.
Once the form is filled out, you must print it and sign it at the indicated points. Finally, you scan it and return it signed, attaching a photocopy of your ID, a photocopy of your proof of income (for example, last payroll or pension) as well as the first page of the bank card along with the movements of the last month.
Finally, you must send it to the Findirect address at Avda Fuente de la Mora, 4, 28050, Madrid.
You can also get credit for individuals by phone call. You can call Findirect by dialing the telephone number 902 204 320 available during their customer service hours from 9am to 9pm from Monday to Friday while Saturdays from 10am to 2pm. By calling you are attended by a qualified manager who helps you get the amount of money you need, which ranges from 50 to 3000 euros.
The Findirect advisor sends you the documents by mail, once they arrive at your home you must return them completed to the financial institution.
Along with these documents, remember to attach a photocopy of the DNI, a photocopy of the last payroll or pension, the first page of the bank card as well as the movements of the last month.
Advantages and Disadvantages of these credits
The application for this credit is characterized by being simple and intuitive, however somewhat slower than usual since this type of credit provides a series of benefits that you do not see in other entities.
People who enjoy this credit can make use of it as if it were a credit card. Each person who comes to the entity can request amounts of 50 to 3000 euros, thus deciding how much money to pay monthly.
The requirements are also minimal, therefore anyone who needs a quick credit and has a valid and valid ID with a bank card and sufficient regular income may request them.
Neither payroll is requested, people with a pension are equally accepted, just send a photocopy of the pension and you can start your request in Findirect.
Hire optional insurance
In the requests with Findirect you can contract a series of optional insurance when requesting the credit.
You have two options, an insurance aimed at seniors who request financing, which is terminated without extra charges to relatives in the event of death if you are over 70 years old.
The second insurance is that of absolute or permanent disability for clients over 65 years of age.
Flexibility towards customers
One of the main characteristics of Findirect is that it shows that it is very flexible allowing its clients to adapt payments to their economy. Consequently, if you have any financial difficulties that prevent you from paying the fees, you can contact the company and improve the credit situation. For example, if a month you cannot pay (because you have requested the job, reduction of working hours, etc.), you can contact a person responsible for your credit to improve its conditions, by reducing the monthly fee to be paid. .
Change the amount of the fees whenever you want
Findirect, unlike other financial companies, allows you to change the monthly payment limit when you need it. Therefore, if you started by paying 120 euros but after a while it is impossible, contact a professional of the entity who will help you lower the fee to one that you can afford.
Findirect also proves to be flexible as it allows you to pay your credits before the agreed date. If you have the liquidity to make the total or partial cancellation, you should only contact them to notify them of this. In addition, doing so will not cause you any extra in the form of commissions saving interest (you only pay for the time provided)
Requirements to apply for credit with Findirect
These credits tend to be fast, safe, transparent, also processed online. During this process, applicants are filtered, having to meet the following requirements as well as conditions to access:
- Send a completed application email filled in together with a photocopy of the DNI.
- If you are self-employed, you must include a photo of the tax license.
- Have sent a photocopy of proof of income showing the latest available income.
- Photocopy of the account where you are going to direct the credit. For those who are pensioners, a photo of their pension must be included.
What is needed to get credit approved
The entity checks that the applicant can take charge of the credit, therefore he can pay the installments without problems. Likewise, it also checks that the client does not have outstanding debts or that he has proven solvency.
How to know the money I can have
Taking into account that you can withdraw and withdraw money in a similar way to a credit card, the first thing to understand is that it is possible sometimes you do not know how much money you have arranged or available. For this reason you can control your budget, as easy as contacting an agent who gives you detailed information on the money spent and how much you have left. In the same way, you can make adjustments by changing the amount of money you pay monthly and that therefore adapts to your particular situation.
How the money is returned
On a monthly basis, the money selected in their delivery request with Findirect will be deducted from the client's account, since it is the client who decides the amount that he pays each month. Based on this, the total months are set together with the calculated interest, but as it is a rechargeable credit, you can take the money that was put in the account as many times as you want.
Extensions and postponements
Findirect does not allow you to request extensions or extension of the term since you do not have to return the entire amount of money after one month. Even so, in case of problems to face your payment responsibilities, you can proceed to lower the fee. Call the company, provide your customer number and explain your case.
To contact Findirect you can do so in the following ways:
Financial Spanish Distance Credit
Address: Av. Fuente de la Mora, 4, 28050 Madrid. Hours: Monday to Friday from 9am to 9pm and Saturdays from 10am to 2pm. Hours or services may vary, as well as Telephone: 902 20 43 20
Findirect is a company that grants amounts from 50 to 3000 euros without endorsement or paperwork and also with few requirements. It is a type of easy financing for businesses and individuals, being able to adapt to the needs of their clients, which is why we think that it can bring many advantages, both to its applicants and through the entity's partner program.