Prestamon is a loan finder owned by Fiizy Ltd, an Estonian company which also has other financial brands that work in Spain and other countries. Its objective is to help users in their search for financing by being a free online loan comparison tool.
From Prestamon you can request amounts between 100 to 1000 euros with repayment terms that range between 91 and 120 days. Therefore, the loans you find here are characterized by their high flexibility, they do not require an endorsement or payroll, the documents to be sent are minimal. In this way, you can reduce waiting times and have the money in your bank account quickly.
Next we want to explain what it is, how it works, what the requirements are, as well as the opinions of Prestamon people who have used their service. Are you interested? Keep reading.
|Financing type||Installment loans, quick loans, paperless loans|
|Quantity||€ 100 to € 1000|
|What is the maximum and minimum term?||91 to 120 days|
|Free first loan||It depends|
|What interest do you charge?||Query|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Yes|
|Can you defer payments?||Yes|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||1 - 24 hours|
|When will I have the money||Immediately|
|Web page||Official Web|
|Is my application rejected because I am in the West African Loan Group?||No, but it depends|
|What is the limit of bad debt?||It doesn't have, but it depends|
|Do I need a payroll to request liquidity?||No, but if income|
|Is it possible to apply with a pension, self-employment or unemployment?||Too|
|What age range does it support?||18 - 80 years|
|Can I verify my details with Instantor?||Yes|
Remember, Prestamon does not grant loans but only compares the different offers according to your customer profile. Therefore, the conditions vary according to the lender.
On its website, the conditions that you will find are within these ranges:
+ Amount available between 100 to 1000 euros.
+ The repayment periods are made in a single payment between 91 to 120 days.
+ There is also no opening commission
+ Request 100% online, from the web portal without displacements as well as you expect
If you need to find out about interest rates, penalty for non-payment, commissions, extension and others, you should consult the entity where you carry out the operation.
To access Prestamon loans you must meet the conditions and requirements set in the sector, in general, online lenders usually set the following:
- Be of legal age, also reside in Spain (you must have a DNI or NIE)
- Bank account holder
- Means of contact such as mobile phone number as well as email
- Accredit regular income in addition to sufficient that demonstrate ability to pay the fees
Regarding income, Prestamon does not require payroll but it does require income which acts as a guarantee for payment. For example, a pension, unemployment benefit, self-employment are among other valid income.
How Prestamon works
Prestamon works in a similar way to other online fast loan comparators, available 24 hours 365 days a year.
The first thing you should do is access their website and indicate the amount of money you need along with the repayment term. Then you must fill out an online form with your personal, work and financial information. Later and with this information, Prestamon will look for you which options are the financial offers on the market, those that best suit your particular needs.
Next, and after a risk and solvency analysis, the search engine shows you the accessible pre-granted loans along with the details of each product so you can choose.
The next thing you should do is enter the lender's website and confirm your details. The credit company where you are going to formalize the operation may require some additional information (for example, if you have children)
Finally, after accepting the terms and conditions of the loan contract, you sign it. You must read it before accepting it, in case of doubt ask directly to those responsible for the credit institution so that they can be resolved.
You should not contact Prestamon as it is only a comparator, it is not the one who offers you the money with which nothing can tell you about it. The financing conditions are set by the lender, not the search engine, therefore you must contact the lender before any incident or aspect to be resolved.
After the formalization of the contract, they finally send you the money by bank transfer, a period that varies between 15 minutes to 24 hours, it depends on your bank.
Contact Prestamon - Customer Service
If you want to get in touch with Prestamon you should go to their email, email@example.com and leave your question.
Prestamon Opinions - What your customers think
Carlos "It is a reliable and safe site, as it only compares and shows information, the request is made directly at the financial one"
Ángeles "I have saved time in having to filter between the great existing offer, that's why I like it"
Mario "Intuitive online application, you just have to follow a few steps and you have it all done"
Are you looking for a fast money loan with attractive conditions? Use the Prestamon comparator because you avoid having to fill out multiple forms without knowing with certainty if it will be approved or not.
It gives you the information you need and that adapts to you, they study and analyze your profile once you enter your data showing those credits pre-approved in the different sites.
In addition, as it is a search engine and not a financial one, it has a wide range of possibilities, ideal when you do not have a payroll, debt or have a bad credit history, basically as there is a lot of offer on its portal, your possibilities increase.
Your data is recorded in the customer area so you do not have to go through the same process every time you request a loan. The system automatically reviews your creditworthiness and payment history and therefore responds immediately. Although Prestamon does not grant credit, the lender's decision to approve or reject you is if it plays a relevant role in your search for financing.