Are you looking for a loan quickly and easily? Are you tired of the endless processes and tedious procedures that your bank forces you to do when you ask for a loan? You may want to know about Euroloan loans, a company capable of solving your financial problems with a high success rate.
With a great demand to solve easy payment, this institution seeks to satisfy the needs of its clients by allowing access to money.
|Financing type||Quick credits , mini- credits , installment loans|
|Purpose / Destination||Anyone|
|Maximum quantity?||4000 €|
|And the minimum?||200 €|
|What is the maximum term?||4 years|
|And the minimum?||1 month|
|Free first loan||Not|
|What interest do you charge?||33.18% - 132.86%|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Too|
|Can you defer payments?||Similarly|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||15 minutes but it depends|
|When will I have the money||1 hour, but it depends on the bank|
|What entities do you work with?||Several|
|Web page||Official Web|
|Is my application rejected because I am in the West African Loan Group?||Yes, but it depends|
|West African Loan Group Debt Limit?||It doesn't have, but it depends|
|Do I need payroll to request a loan?||No, but if income|
|Can I apply if I am a pensioner?||Too|
|And with unemployment benefit?||Too|
|What if I am a company or self-employed?||Likewise|
|What age range does it support?||18 - 65 years|
|Can I verify my details with Instantor?||Yes|
While banks and other entities tend to put high requirements and a lot of paperwork, in Euroloan the opposite happens.
The company behind Euroloan and to whom it belongs is Euroloan Financial Technology which expands its services by offering solutions through innovative loans.
To apply for the Euroloan credit we have to access the entity's website.
It also offers guarantees for people and businesses so they do not have problems to face the return.
For this reason, at Igreigre we are pleased to present the Euroloan offer, a platform that has been very successful in recent years.
Discover the conditions, requirements, what it is, how it works as well as the opinions of Euroloan loans and of this financial group.
What is Euroloan
Euroloan is a company with an international presence created in 2007 and since then it has not stopped growing.
Mash Finance Spain SL is the one who invoices and works with the brand, it has about 80 experts located in 5 countries around the world.
It is a Fintech which uses the latest technology and combines it with its industry, a model of proven solvency as well as proven effectiveness.
Euroloan Finance also updates its technology constantly with the aim of offering quality automated financial services, consumer loans designed to meet consumer needs on a day-to-day basis.
It seeks to grow and take advantage of the opportunities that are conducive to the growth of the financial group.
For this, it not only updates technology, it also makes use of advanced algorithms together with maximum automation in its consumer loans.
Therefore, the request is available 24 hours 365 days a year thanks to this.
Euroloan offers innovative payment solutions, credit cards in a reliable and secure way.
If you have any questions, we can contact them at their customer service or from their official website.
How Euroloan works
Euroloan allows us to select the loan amount we need between 200 to 4000 euros with a comfortable repayment period, in monthly installments.
That is why an online installment personal loan, since the repayment can be made in monthly payments instead of a single payment.
The payment can also be made partially or totally according to the agreement established in the contract.
Depending on the amount and the time we choose, the interest varies, being also one of the most competitive in the sector, from a minimum APR of 33.18% to a maximum APR of 132.86%.
But to all this, add that together with these attractive prices it offers discounts and compensation to regular customers with even lower costs.
Euro loan offers enormous benefits to people who apply for a loan on its website.
This makes Euroloan Group one of the safest and most transparent portals.
Among the main advantages we can name the following:
+ Open a free bank account, indicate the amount and term we want.
+ Flexibility as we choose both the duration and the quantity
+ The Euroloan platform works 24 hours a day, 365 days a year.
+ You can request the Euroloan credit once
+ Commission and interest rate is the same regardless of the credit period
+ Return period of up to 4 years
+ Accessible interest, between 3.18% up to a maximum APR of 132.86%
+ It has a cost but only the money we use, we pay for the balance provided not on the approved one (credit line)
The requirements to be met to open an account or request credit in Euroloan are basic, we see it below: Be over 18 years old, resident in Spain, have a DNI or NIE, not be in the West African Loan Group or other lists of defaulters and accredit regular income.
Of course, you will have to accept the terms and conditions of the contract as well as the privacy and data treatment policy.
Euroloan with West African Loan Group
Unfortunately if you expected us to say that Euroloan accepts West African Loan Group the answer is negative.
Euroloan does not admit people on non-payment or creditworthy lists such as the West African Loan Group or RAI.
Consequently, during the risk analysis and solvency study phase, it checks our credit history to see if we have credits in debt files.
How to apply for a loan with Euroloan.es
The loan application in this entity is quick and easy, the registration is free and create Euroloan my account by entering DNI or NIE and password to access and obtain our Euroloan loans.
Below we explain step by step what to do to request loans with Euroloan:
1 - First we enter the web and complete the online application form with our personal data, select quantity and term.
2 - Secondly, we pass the verification and secure authentication process.
3 - Then we have to accept the terms and conditions to obtain the Euroloan loans.
4 - Finally and after approval we can withdraw the money from our bank account.
Although the maximum is € 4,000 for 48 months to be paid in comfortable monthly installments, the first request is usually limited.
Amounts and terms
Euroloan is one of the creditors that offers the highest amount and repayment period, up to € 4000 to be repaid in 4 years (48 months).
It is therefore one of the best loan services.
One of the characteristics of this company is its low interest compared to other entities of mini-credits and fast loans (link).
The minimum APR is below 33.18% while the maximum does not exceed 132.86%.
Despite looking expensive, you only have to compare with similar companies to realize the difference.
Let's look at several representative examples of the cost of signing a Euroloan loan:
€ 200: Monthly payment of € 49/5 months, total amount € 214
€ 500: Monthly payment of € 49/12 months, total amount € 575
€ 1000: Monthly payment of € 49/28 months, total amount € 1,354
€ 2000: Monthly payment of € 69/48 months, total amount € 3,271
€ 3,000: Monthly payment of € 103/48 months, total amount € 4,907
€ 4,000: Monthly payment of € 137/48 months, total amount € 6,542
It is one of the main reasons why we recommend Euroloan.
In addition to offering confidence and security, your credits have fantastic conditions.
We pay only for the money available, cheap interest and flexible terms, therefore it allows us to pay the debt in comfortable monthly payments.
The interest rate is calculated according to the amount of the credit granted, valuing the cost of the installments and the expenses included within.
Best of all, the interest will be the same throughout the credit period.
For example, for a request of € 2,000 to be paid in 48 months (48 installments of € 69), the annual interest of 33.18%, € 69 monthly installment, a total of € 3,271 must be returned.
What interest will they charge me?
Between the minimum APR of 33.18% and 132.18% there is quite a difference, but what does it depend on whether they charge me more or less?
In the same way that in other lenders this varies according to our solvency and the level of risk they assume with us.
The profiles of higher risk are usually accompanied by a higher interest rate, in addition to fees for administrative procedures being equally low.
To calculate the interest and the total to be returned, Euroloan has a simulator and calculator through which they give us this information.
By adding the amount, the system automatically gives us the resulting monthly fee, the term as well as the total to be returned.
Therefore there is only one parameter to modify.
This shows that the company works by applying good financial practices where transparency is one of its pillars.
With more than 1878 clients to date who have used this comfortable route, Euroloan in Spain guarantees the best result.
Euroloan Loan Repayment
To repay the loan, you must use any of the forms of payment that the entity supports.
However, we must consider the disposition of the money, because depending on our economic situation, Euroloan may or may not grant us the requested amount to avoid problems with subsequent payment.
To pay the monthly installment of the contracted loan, we only have to worry about having enough balance in the account for the payment.
The amount is the same every month, it does not change so it is easy to organize the payment term according to the agreed due date.
In addition, when withdrawing the money we have the option to change the payment date for free to the day that best suits us.
For example, when collecting the payroll, the changes that we make later will have an extra cost, therefore it is advisable to read its terms in detail.
In the same way, it allows us to make advance payments, either partial or total.
Therefore we can pay a monthly installment of money higher than what was agreed without penalties.
Remember that we can withdraw money in its entirety or only a part, the cost applies only to the provisions.
As for the means of payment, it provides for individuals the bank transfer as well as payment by credit card for our convenience.
Postponing payments with the creditor is an additional cost, also the changes we make.
In other words, changing the payment dates of our invoice before using the credit is free, after having used it it has a cost.
The billing date can be changed in my.euroloan less than 15 days before expiration.
From the change, the following months the new payment date is applied, it cannot be changed except from the Euroloan client area.
For more information, we visit the list of rates and prices on its page.
Euroloan Phone and Contact
With excellent customer service, the head of the entity is in charge of resolving any doubt, incident or request by phone or online.
Below we give the information to contact the company:
Euroloan telephone: 91 060 52 71, free number provided that you call from a national landline with a flat rate to national landlines. Email / email: email@example.com. Live chat available on the web. Form on the page. Social networks: Facebook, Twitter
If we use the Smartphone, you can download the Euroloan mobile app. The application is downloaded from the App Store or Google Play.
The company to which it belongs, Mash Finance Spain SL has its registered office at / or BDO Paseo de Recoletos 37-4, 28004 Madrid, but they do not serve customers in person.
Euroloan Spain customer area
After registering on their portal, it is no longer necessary to call or send an email to communicate with the company's agents.
Instead of this you will have to log in from the login on the front page of your website.
By entering with our access credentials we can do the following: Update data, change payment and billing dates, request new loans, defer payments, settle debt, ask questions and much more.
It is the main means of communication between lender and applicant, being common in Fintech companies.
Frequently Asked Questions about Euroloan
Is the first Euroloan loan free without interest?
No, the line of credit and loan that it offers always applies interest, but only once you have the money and on the amount used.
How much money can I get with Euroloan?
There is no limit, therefore according to our level of solvency we can obtain the maximum, up to € 4000 even the first time.
How long does it take to deposit the money?
The transfer is made only when the client requests it. Remember, we can approve a credit and use it as a mattress only when we need it.
For example, they grant us the loan on the 5th and until the 20th we do not ask them to send us the money.
What banks does Euroloan work with?
It works with the main banking entities in the country to increase the agility in the procedures.
Is it possible to get a loan in Euroloan without payroll?
Yes, but we have to prove a source of regular income such as pension, unemployment benefit, self-employment, aid, etc.
Euroloan Opinions and Comments
In this section we show some opinions of customers satisfied with your service:
Carlos: "Euroloan is reliable, a safe, clear and trustworthy site where I ask for credit every time I need to cover my expenses at the end of the month"
Xavi "The Euroloan service is fantastic, I was able to finance my trip to return in comfortable installments every month"
María "For me it is one of the best long-term loans on the market, and I also apply online"
Saúl “I was able to get my Euroloan credit fast, when I needed it most, while in other places they reject me”
Ángel "What convinced me are the payment terms that it offers, comfortable, low and adapted to each particular case"
Andrés "I have a small business and I usually turn to them when I urgently need money to cover the cash of the business"
Paco "They recommended Euroloan to me, I had a lower amount than approved paying only interest for the capital used, it works like a credit card which allows me to save"
With our complete analysis of the organization, its extensive experience, its proven reputation throughout the years of hard work, is beyond doubt.
There are many who use this service, for this reason we have wanted to analyze in depth the conditions and details of the Euroloan credit, to give you our opinion and advise you on this online credit company.
It is no longer necessary to go to any bank when looking for capital, without leaving home applying for Euroloan loans we get what we want.
We have the security of payment, the interests are fair and accessible and we have the ability to choose the term to our liking.
If you want to be a Euroloan client, you already know the requirements, benefits, how it works as well as the process to apply for a loan with Euroloan.
Rest assured, Euroloan is not a scam or deceives its customers, on the contrary, it is characterized by not having small print or hidden costs, thus avoiding unpleasant surprises.
If you still have doubts, we encourage you to read the opinions about Euroloan again, which reflects how well valued it is in the market.
It may not be as well known as these companies with similar characteristics such as "Creditea" or "Monedo" but it still deserves to be in the TOP of the market.
We invite you to use it when you are looking for liquidity, request your Euroloan loans, a fantastic opportunity that you cannot miss. Your opinion is important, if you want to leave your comment about your experience with the entity, do so below.