Mini-credits can be a tailor-made solution in today's times. In fact, there is a growing demand for what is efficient, fast and the way in which they have adapted to the needs of people in Spain. That is why the number of applications does not stop growing at the rate at which new companies begin to market these small loans.
If you want more information about this financial option, keep reading. Next we are going to detail everything you need to know to request them.
Responsible mini-credits adapted to your needs
It is a financial product of less than € 1000 to be returned in 30 days or less. In recent years, this type of loan has not stopped growing, it is especially so because of the crisis which affected a large number of people in Spain.
In addition, the drop in wages has meant that many people with work do not make ends meet either, needing a push like this to solve their financial problems.
At Igreigre we aim to help you carry out your personal or business project without problems.
We help you with the appearance of unexpected expenses, emergencies or small financial gaps by giving you punctual, agile and responsible help through our credits, all of them known for their transparency and reliability.
At Igreigre we want to be different from other companies in the industry, that is why our mini-credits have no small print or hidden costs.
While in other sites you can find high fees, extra commissions as well as little clarity, we give you clear and transparent information so that you do not get any surprise. Say goodbye to unpleasant surprises thanks to this page.
We are committed to favoring the entry of fast personal loans to a large public, from pensioners, unemployed, self-employed as well as salaried workers as advised by Aemip (Spanish Association of Micro- loan Companies). Any client profile can have access to our offer, while we fight against long-term debt.
Advantages of requesting mini-credits online
Despite the fact that for many people getting a loan becomes an unattainable mission, at Igreigre we make it very easy for you.
There are financial entities specialized in loans of different amounts through online mini-credits, these provide enormous advantages when it comes to repayment and also without changing bank.
The mini-credit companies give you the help you need, unlike our bank who deny us financing requests.
Also when you have a problem such as being listed in delinquent files (for example West African Loan Group) or having low income.
Taking into account the fantastic benefits they provide, here are the most relevant ones:
+ High success rate: It is the main reason why users come to this type of company.
The client is the most important thing for the lenders. That is why they accept a high number of client financing requests. There are statistics that show more than 95% end up being approved.
+ Minimal paperwork: The money request is done easily, online or by phone.
The contract is also simple and can also be formalized by email. Without leaving home, from the comfort of your home you can request a quick mini credit, you only need an internet connection.
+ No endorsement is necessary: Being small amounts of money the client does not have to provide any guarantee.
+ Without payroll: If you do not have a payroll, you can also access as long as you can demonstrate repayment capacity.
For example, if you have an alternative source of income, you will not have problems, some can even grant you the money when you do not have a fixed income. It depends on the risk policy of each company that your request is granted or not.
Quick mini-credits benefits
+ You receive the money instantly: After getting the loan approval, the money may take an hour to reach your bank account.
+ Flexibility: Although it is usual to make the repayment within a maximum period of one month, some allow to extend the repayment terms by 60 days, 3 months and even more.
+ Without giving explanations: Contrary to what happens in a bank or financial institution, you do not have to give explanations. Lenders don't ask you need the money for.
+ You can request an extension and extend the term to return the money if you find yourself in this situation. If you cannot afford the payment within the established period, some entities allow the request for extensions.
+ Request a second loan: According to the online mini-credit entity, you can request a second loan even when you have an active one. But the ideal is not to add amounts owed for the risk of generating debt.
+ It can be requested even if you are in the West African Loan Group and other delinquent files: There are credit companies that finance you despite having debts on non-payment lists.
+ Accessible to both natural and legal persons: Although it is usual for them to be addressed to natural person clients, some allow access to legal persons and businesses.
+ Available 365 days a year, holidays, weekends included. You can order it on New Year's Day, Christmas, at any time and day.
+ It works 24 hours 7 days a week as the online management is automated. Online mini-credits are therefore the perfect solution to face daily and unforeseen expenses.
Information of interest about small loans
Small amounts loans are one of the most reliable, safe and clear alternatives to traditional financing.
And it is that when the banks and finance companies closed the credit tap, people had to make a living to finance their daily expenses.
Fortunately, the emergence and popularity of small credit companies gave them the urgent help they needed. In fact, today it has become the first option when looking for fast and secure money.
Low amount credits Why are they in high demand?
Knowing the reasons why they are the ideal option for many people will help us understand the benefits that this financing brings.
Attractive interest rate
In mini-credits, as they are short-term loans, the APR is calculated differently. A percentage is applied which varies according to quantity and return period. And that without forgetting that you can make the early cancellation which allows you to pay less interest.
Despite the fact that the APR is calculated annually, mini-loans are repaid in a short period of time.
Conditions and high flexibility
While banks and other financial institutions impose high requirements, in these reduced loans it is just the opposite.
In addition to being easily accessible, we can access them even in complicated situations such as being in the West African Loan Group, not having a payroll, etc.
Requesting money through these small credits brings us great benefits when it comes to applying.
They can be processed without endorsements or guarantees, without payroll and with presence in delinquency lists. Without having to have bank accounts open, debts and without guarantees.
Request your mini credit anywhere and anytime
These immediate response loans allow you to have money in less than 10 minutes after submitting the application process. In addition, you do not have to go to the office being the procedures online, available 24 hours a day, 365 days a year.
Simply fill out an online form, indicate the amount and term and submit your request. You only need to have a mobile phone to confirm the request via SMS.
The best thing about online mini-credits is its fast process online, these are the most outstanding benefits:
+ Immediate, simple and intuitive process
+ You receive a response quickly, in a few moments.
+ You don't have to send papers or documents.
+ Transfer in less than 1 hour, you receive cash in your bank account
+ Ease of repaying borrowed money
+ You can extend the term
+ You do not have to give explanations, for what you want
Do you need to fix an appliance in your home, face school expenses in September, go on vacation? If you do not have enough money and you need extra help through these mini-credits you can solve your need.
As soon as possible, without waiting or queues, easy procedures and online. Through these low-value credits you can face any unforeseen event, at any time and day of the year. A source of income that adapts to you, to your particular circumstances.
And they continue to grow, low-value loans still have a lot to offer. Now they expand services by offering higher amounts and terms when you are already a customer.
Also free promotions (first loan without interest for new clients) and much more.
This is the question you are looking for, you know why this happens, do not waste time and ask for your small credit and solve your liquidity problems.
For the purpose you want
Being able to request money without the inconvenience of having to justify a specific destination is one of the reasons why it is the preferred option for thousands of people.
Small amount credits do not require you to explain the reason for the request (budget delivery, purchase delivery note), that is, you do not have to explain what you are going to spend it on. Say goodbye to questions, questioning of banks and other financial institutions.
When should it be requested
As we have indicated previously, you can request them whenever you want. Being an immediate response, you will have the money in a few minutes.
And it is that being small amounts, comfortable both in the hiring and in the return because the amounts never exceed 1000 euros.
Speed is also assured, being one of the strengths of these small injections of liquidity. In less than 15 minutes you have them in mind, ideal for solving emergencies, unexpected expenses, unforeseen events and similar situations.
Designed for this type of event, it is where this money instantly shows its full potential (paying the bill, fixing a breakdown, reaching the end of the month, etc.)
Being seen as immediate response loans, these mini-credits are the intermediate solution between a large bank loan and a larger one.
You avoid slow and cumbersome procedures by being the answer instantly. On our website you can find a wide range of them, the financial support and help you need when you need it most.
What do you need to request Mini-credits?
First of all, you must be of legal age (legal responsibility), minors will not be able to access this small loan.
According to law, the age of majority is required, leaving all contracts with minors annulled as they are not subject to the regulations, a binding operation.
Second, you have to indicate the amount you need. You have to know your needs, what you hope to achieve and indicate the amount you need so that you do not run out of liquidity.
In the same way, you must be the owner of a bank account.
Despite there being some mini-credit companies that give the option of receiving the money by Halcash (ATMs) or by hand, most send it by bank transfer. Therefore, you must have a bank account in your name.
But it is not the only necessary element that we request, information is requested that serves to verify that you are the owner of the account and that it is you who asks for the money.
It is about the protection system so that no one asks for money on your behalf by impersonating your identity, it protects you and gives you greater security.
Continuing with what was commented in the previous paragraph, our goal is to give you quick and easy access to the money but making it possible for you to pay for your mini-credits online later.
For this reason, when you request a quick loan, you are asked for information about the payment method used (credit card, bank account, etc.).
At Igreigre we offer you payment facilities that adapt to your need and economic, labor and financial situation.
In this way you will be able to face the payment on the due day without problems, with the lender who is in charge of the repayment process.
But if for some reason you cannot return your mini-credit within the agreed period, you can request an extension or postponement through the extension. By paying only the fees together with the renewal commission, you can defer the payment so that you can organize and pay the debt satisfactorily.