What is Kviku? Kviku is a financing company founded in 2013 whose mission is to help people obtain personal credit in the form of a card.
Kviku specializes in granting prepaid virtual cards in the form of credit for amounts between 500 and 1000 euros. This money for the card can be used for personal or business expenses, reforms as well as making your personal, family or business projects come true.
Kviku Coupon Code
Get your first loan with the best conditions
The Kviku card is popular among the citizens of Spain because it is a fast credit, without paperwork and is also easy to return.
If you are interested in knowing the details of Kviku loans, then we explain everything you need to know.
Kviku Card Features
|Financing type||Installment loans, fast loans|
|Maximum and minimum quantity?||€ 500 to € 1000|
|What is the term?||Up to 6 months|
|Free first loan||Not|
|What interest do you charge?||Between 289.20% and 869%|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Yes|
|Can you defer payments?||Yes|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||24-48 hours|
|When will I have the money||Immediately|
|Web page||Official Web|
|Is my application rejected because I am in the West African Loan Group?||Yes, but it depends|
|What is the limit of bad debt?||Does not have|
|Do I need a payroll to request liquidity?||No, but if income|
|Is it possible to apply with a pension, self-employment or unemployment?||Too|
|What age range does it support?||18 - 70 years|
|Can I verify my details with Instantor?||Yes|
As for the interests and APR of Kviku these vary between 289.20% and 869%. Surely depending on the amount as well as the term you choose, the cost can vary significantly.
How Kviku works
According to many of our readers, Kviku no longer grants loans at present, they indicate the Kviku website is rejecting all requests and redirects customers to the loan24.info website.
According to websites such as misolvencia.es, who has written an article about this entity, the loan24.info website lacks legal notices and information about the company. He also points out that it shows false promises about approval rates from lenders.
Kviku Credit Card Requirements
The requirements and conditions to be met to access Kviku are minimal. This is asked to analyze the customer's profile and see if he can afford the payments. Kviku is flexible with what adapts to your personal and professional needs, in case of not meeting any requirement, they still look for another solution.
Therefore, the requirements that applicants must meet to get the Kviku credit are: Be of legal age and resident in Spain, prove sufficient income, bank account holder, have an identity document either DNI or NIE as well as a telephone number and a contact email.
Advantages and Disadvantages of Kviku
+ It has Big Data technology so it guarantees the speed of its service with little information required.
+ Few paperwork is required, and the access requirements are minimal.
+ Response to your request is almost immediate
+ It has a tool to calculate the amount of your credit as well as the repayment period according to what you need.
+ Without traveling or waiting, the procedures are carried out online from the official website of Kviku.com
+ Visitors tell us that they are not granting a loan
+ The money is sent by bank transfer, it is not possible to get the money in cash
+ Despite being a credit for the card, it really is about virtual prepaid cards.
Apply for the Kviku card
The process for applying for the Kviku credit card is as follows:
1 - First you must enter the official Kviku page at https://www.kviku.com where you can find information about the company along with its offer.
2 - Then you must click on the orange button that says "Apply" and continue with your request.
3 - Later you must select your country of residence among eight countries on the list, including Spain.
4 -After choosing your country, the platform shows you a form to fill out, online verification to obtain money for your card, therefore these required data are name and surname, ID, date of birth, email, telephone.
5 - Next and after completing all the fields, click on the orange button "Continuation" and verify your phone number to get money for your card.
6 - Finally and in case of success they send you the money by transfer.
Kviku credit card limits
Depending on whether you are a new or old customer, the limits will be different. For new customers the maximum amount is 300 euros for the requested card while 1000 euros for regular customers. The maximum return period is set at 6 months and also starts counting from when the Kviku card is requested and activated.
Kviku contact and customer service phone
Kviku does not have any telephone number for its customer service department, consequently the only way of contact is your email, email@example.com
Opinions about Kviku: Customer experiences
Kviku's opinions and comments are very different depending on who you ask, there are positive but equally neutral and negative.
In certain pages, in fact, we see that the negative ones predominate while in others the positive ones. We do not know the reason for this, even so now we are going to find some of the ones we have found:
Carlos "Kviku is reliable, a safe place to ask for money that although little known deserves a chance"
Marina "I applied for an online microcredit of 300 euros to solve my unforeseen events and therefore I was able to get it quickly"
Joaquín "Easy, also fast, I recommend them"
Raquel "I didn't like it, I asked for 250 euros and they only sent me 10 euros, I also have to return 19 euros"
Marcos "It seems that he no longer lends money, I have seen the opinion of other users and many have the same opinion as me"
Kviku is a company that, although little known, claims to offer credit card loans of up to 1,000 euros in the form of virtual prepaid cards. It offers flexible repayment terms of up to 6 months, online application process and almost instant response. However, we have read disparate opinions about their fast money service, therefore not being in our ranking of the best urgent loans of the moment.