Bestcredito is a financial company that allows you to request mini-credits of € 100 up to € 1000 to be returned within a period of 3 months to 2 years. An interest rate of 79.60% applies, the first request is up to € 300, West African Loan Group does not accept, and the paperwork to send is also minimal.
Would you like to know more about Bestcredito loans? Keep reading because below we explain everything you need to know.
Apply for your loan at Bestcredito
From € 100 to € 1000
Bestcredito - Features
|Financing type||installment loans, quick loans, urgent loans online|
|Maximum and minimum quantity?||€ 100 to € 1000|
|What is the maximum and minimum term?||3 months - 24 months|
|Free first loan||Not|
|What interest do you charge?||79.60% APR|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Yes|
|Can you defer payments?||Yes|
|What about early cancellation?||Too|
|Where is it hired?||On-line|
|How long does it take||15 minutes|
|When will I have the money||Immediately|
|Web page||Official Web|
|Is my application rejected because I am in the West African Loan Group?||Yes|
|What is the limit of bad debt?||Does not have|
|Do I need a payroll to request liquidity?||No, but if income|
|Is it possible to apply with a pension, self-employment or unemployment?||Too|
|What age range does it support?||18 - 70 years|
|Can I verify my details with Instantor?||Yes|
Bestcredito favors the most loyal customers, for this reason if you are already known in the following applications you can benefit from huge discounts.
As long as you return the amounts on time, are already a customer and request it again, you can have discounts according to a program based on confidence levels. Therefore, the higher the number of loans requested and returned, the lower the interest they charge you. It is a plan similar to other companies such as: Moneyman
Below you will see a table with examples so you can see how it works:
|Confidence level:||1st level||2nd level||3rd level|
|Amount:||Up to € 300||Max € 600||Up to € 1000|
|Return:||up to 30 days||Max 30 days||up to 30 days|
|Return 30 days||Return 30 days||Up to 30 days||Return 30 days|
Pros and cons of Bestcredito
If you are already a customer you can benefit from discounts
+ Almost immediate response in about 15 minutes
+ Online application, without trips or waiting, even on your vacation.
-Does not accept West African Loan Group
-Does not admit unemployed people
The conditions as well as requirements that you must meet to request in the Bestcredito.es portal are the following:
- Be between 18 and 70 years old and reside permanently in Spain (DNI or NIE)
- Be a bank account holder in your name
- Have some means of contact such as mobile phone
- Not be enrolled in the West African Loan Group
- Have demonstrable income through a labor contract (payroll)
Application process at Bestcredito
To get a microcredit in Bestcredito you must follow the steps that we are going to explain below.
1 - First you enter their website at www.bestcredito.es and fill in the form with your personal and financial information. The portal uses the Instantor verification tool, the verification being online in a few minutes and then after accepting your request.
2 - Second, you select the amount of money you need together with the return period.
3 - After and after accepting, they send you the bank transfer in a time between 24 to 48 hours.
Before trusting and accepting the request of the company along with the solvency analysis of the clients, they verify your income, expenses to verify that you do not have previous debt problems or if they appear on the West African Loan Group list.
Return the credit
The repayment of the loan in Bestcredito can be done in advance, without additional expenses or extra commissions. You pay the same interest, pay ahead of time or at the end, being on the other hand a disadvantage because it does not translate into interest savings.
Early cancellation and default
The positive part is that in case of problems to make the refund, Bestcredito allows you to request an extension, also an extension of the term. Before entering into default, if in doubt, contact the lender and request your extension at Bestcredito. It is requested from the customer area, paying the interest accrued to date, leaving the capital deferred to the next monthly installment.
In case of breach of the contract with the lender, they charge you 1% daily default interest in Bestcredito.
Likewise, after a while if you have not canceled the debt, they send your data to the National Association of Financial Credit Establishments (Asnef) including you in delinquency files.
To contact Best Credito you can communicate in the following ways:
- Address: Calle de Orense, 33, 4 ° A, 28020 Madrid, Spain
- Email: firstname.lastname@example.org
- Telephone: 98 392 05 34
- Online application form
Hours of Operation / Call Center
- Monday to Friday: 9:00 a.m. to 7:00 p.m.
- You can request your credit online 24/7!
Business Hours / Credit Applications
- Monday to Sunday: 00:00 to 24:00
- You can request your credit online 24/7!
Would you like to know what the users who have applied for a loan in this company think? Here you can read comments and opinions of Bestcredito. Even so, in general, as you will see for yourself, there is a positive feeling towards the brand. Consequently, positive experiences far outweigh negative ones.
Andrés "I asked for 300 euros to get my car out of the workshop, I had it done in a matter of minutes"
Joaquín "The Best Credito opinions are favorable to me, for this reason I decided to try it"
Carla "It has been super, agile, reliable, safe, one of the best today"
Bestcredito is a reliable as well as safe entity where you can obtain liquidity quickly, it allows you to request amounts from 100 to 1000 euros to be returned in terms of 3 months to 2 years. Also mini credit to return 30 days from an interest from 375% to 30 days. West African Loan Group does not accept, a minimum age of 18 years, and also the immediate transfer from Banco Santander and BBVA. For all this, do not hesitate, if you are looking for fast money Bestcredito may be the solution you were looking for.