Updated this month. Visit the official website of Hypercredit and discover the advantages and opportunities that this entity has for you.
|Financing type||Quick loans , mini-credits , loans without paperwork|
|Minimum and maximum quantity?||€ 50 - € 300|
|What is the minimum and maximum term?||5 - 30 days|
|Free first loan||Not|
|What interest do you charge?||It depends on the financial|
|Do you ask for guarantees?||Not|
|Loan calculator and simulator||Too|
|Can I defer payments?||Yes|
|And cancel in advance?||Yes|
|Where is it ordered?||On-line|
|How long does it take||5 minutes|
|In what period does the money reach me||15 minutes|
|What banks do you work with?||Consult|
|Web page||Hypercredit Official Website|
HYPERCREDIT: Analysis and Opinion
|Is my application rejected by the West African Loan Group?||No, but it depends|
|Do I need to have a payroll?||No, but it depends|
|Can I process with pension, self-employment or unemployment?||Too|
|Age range||18 - 70 years|
|Can I verify my details with Instantor?||Yes|
What is Hypercredit?
Are you in a situation of financial need, are you looking to cope with unforeseen events, emergencies, indulge yourself, take a trip or simply need liquidity? Hypercredit is a financial institution that helps us obtain the amount we want quickly, comfortably and also safely. It offers a limit of 300 euros, without small print or excessive paperwork, without questions or explanations. Hypercredit is one of the solutions when you are looking for money urgently, just fill in the application form to have a response in 15 minutes.
Solve your money problems and what this causes in your state of mind through this alternative, Hypercredit allows us to start the application online, without leaving home, therefore from the comfort of our home.
Is Hypercredit reliable? New clients usually have this question with the financial institution. If it is, there are multiple opinions that attest that you are dealing with a trustworthy and transparent entity, we will see later.
Everything there is to know about Hypercredit is explained below, which is how it works, what are conditions and requirements, interests, terms as well as customer opinions.
Other quick loans and mini-credits of interest: Ibercredito, Prestamo10
Why use Hypercredit
Hypercredit personal loans are a type of financial product that is obtained online from home or at the workplace with great security. In the first request we can ask for up to 300 euros that allows us to cover that unforeseen or need that we have during the day to day. One of the characteristics of Hypercredit is that it applies one of the lowest interests in the market, they vary according to the particular offer and the lender that lends, it can even be zero interest if it is the applicant's first loan, something that depends on who approves the credit. .
Hypercredit also applies minimum requirements as they are fast online loans easy to obtain: be of legal age, resident in Spain, holder of a bank account and demonstrate sufficient income that demonstrates repayment capacity. Then you just have to fill out an online contact form with our data and send the request. The company only works online, a comfortable, simple process and without displacement, which saves us time. Automatic process from start to finish, available every day of the week and month at any time of the day.
According to the factors of each user in the form, the automated system of Hypercredit generates different offers that adapt to our needs, this response is immediate, with the success rates actually high.
Advantages and Disadvantages of Hypercredit
Next we are going to show the benefits that we obtain when requesting a loan from this lender.
+ High approval rate, most applications are approved.
+ Fast, instant response
+ The first credit is limited to 300 euros to be returned within 1 month, also if it is the first time it is possible to be free, without interest.
+ Minimum requirements
+ The conditions of the particular offer as the interests vary with each client.
-It is not the one who lends the money, but it refers to multiple financial companies that collaborate with them, similar to how others work, such as (Solcredito, Funcredit)
This last point is noted that most users do not know it until they process the loan in the company. This generates a negative feeling, of fraud or deception towards the client since Hypercredit claims to be financial when in reality it is not. Then in the opinions about Hypercredit you will see how some user thinks about this issue.
Requirements to apply for a loan in Hypercredit
As we have indicated above, the requirements and conditions to be met to access are basic, below we will show them: being of legal age, residing in Spain, having a DNI or NIE, demonstrable income, mobile phone and email, holder of Bank account.
Hypercredit with West African Loan Group
Yes, it is also possible since this company works with some lenders capable of lending money despite having bad debts. They are less common being the lower offer but they can also offer us an option if we are in delinquent files.
Hypercredit without payroll
It is possible, we do not need a payroll or other type of guarantee to request a personal loan on your website. But, if it will be necessary to demonstrate an alternative source of income such as a pension, benefit, aid or self-employment.
How Hypercredit works
It works in a similar way to other online mini-credit companies on the market, from basic requirements the application process is simple. To this add that the amounts and terms are transparent knowing the client before initiating the request the cost of the same (thanks to the simulator and calculator available on the web)
Here's how this whole automatic process works:
1 - First you have to enter the Hypercredit website and select the desired amount and term to return the money. After sending the request, the system responds quickly.
2 - Secondly, Hypercredit gives us a list of entities that grant us money with different conditions so that we can choose which one we are interested in.
3 - Then we choose the option of our interest, 50 and 300 euros online from home and we choose the one that best suits us
4 - Finally, you will have to accept the terms and conditions to receive the money by bank transfer to the bank account indicated in the registry.
In this way we can access a special loan, without payroll and with West African Loan Group online for amounts between 50 and 300 euros to be returned in a month.
Amounts and terms
As we have explained previously, the minimum amount to request is 50 euros while the maximum is 300 euros. As for the return period, it ranges between 5 and 30 days.
Hypercredit interest rates
Hypercredit loans have a custom interest rate, so it depends on who lends us the money. That is why the interests are communicated by an agent of the entity at the beginning of the application.
Hypercredit.es in its simulator actually shows several representative examples, but the offer it puts out is not exact to what it then approves. This is because since it collaborates with multiple financial companies, each with different conditions, it cannot know which of them is going to grant the loan to the applicant.
The company tries to be a site where the user can acquire liquidity in a short space of time, to cover any urgency or any other immediate capital need.
On the front page of the company there is a loan simulator and calculator through which it is possible to calculate the interest, fees and commissions charged according to the amount and term chosen. Therefore, we know the total to be returned before even starting the procedures to obtain it for our confidence and peace of mind.
How to apply for a loan with Hypercredit
After meeting the requirements mentioned above, it will be possible to request one of those quick credits, the process is actually simple, you just have to follow the following steps:
You enter the web and complete the non-binding application through the internet. Then you send the request for an agent to contact us and explain the steps to complete. Finally, the platform approves the request and makes a transfer to our account in just a few minutes.
Hypercredit loan repayment
To return the Hypercredit loan, we can make the reimbursement through any of the payment methods that it accepts: Bank transfer as well as card payment.
In the event that we are unable to meet the refunds on the payment date, Hypercredit consequently gives us the option to request an extension. This term extension has a cost but it is better than letting the default occur, to calculate the cost of the renewal from the simulator you can know.
This is one of the points that clients point out as positive in the Hypercredit opinions.
Contacting Hypercredit is very simple as the platform makes several communication channels available to its users. To get in touch therefore we can:
Submit our inquiry through the online form and wait for a representative of them to contact us.
Send a message to your email address.
Contrary to other entities, it does not have any contact telephone number. Why? Well, because it is not a lender but it works as a comparator even though it does not say so.
If you have any questions, you can communicate with their agents from the online form, but remember, if it is about the offer that they give you this query, you must make it to the creditor brand, not to them.
The brand to whom it belongs is Hyperia sro, domiciled in Na bráne 8665/4, 010 01 Žilina, The Slovak Republic.
Hypercredit customer area
It does not have any personal area client space because it is limited to sending your information to third parties that are the ones that truly provide. Therefore, there is no client area where upon entering you can request new loans, request extensions or settle payments, you will do this directly on the lender's website.
How to complete the applications for this credit?
Very easy, just fill in an online form from the official website and wait for an agent to get in touch so they can give us more details.
Who can request a loan?
Anyone who meets the following conditions, be of legal age, resident in Spain, valid and in force DNI or NIE, bank account holder and who shows income.
How much money can I get?
The loan is of 300 euros maximum and the term is 1 month.
When can I have the money?
In less than 15 minutes, but this depends on the banks with which the financial institution works, depending on the bank, this can take up to 24 or 48 hours.
Can I get the loan with West African Loan Group?
Yes, being in delinquent files such as the West African Loan Group does not have to harm our request. The entity provides us with the help and financial support that we need at all times, no matter if we are on the list.
Do I need payroll to request a loan?
You do not need to have a payroll to apply for a loan, but you do need sufficient income of some kind.
After finishing our analysis on Hypercredit, we have to know the pros and cons, amounts, terms, interests, characteristics, conditions, requirements, and how it works when requesting a loan.
But we are still missing a key point, that of the comments and opinions that help the user when making their decision.
Next, we show you the opinions about Hypercredit being disparate, positive, negative and even normal. There is everything from satisfied customers to those who are not happy with the service, but they are the least.
Raquel "I had no way to pay a small debt, I needed money urgently and thanks to this company I was able to obtain the offer that best suited my personal circumstances"
Lucas "Hypercredit is a trusted, reliable, secure and transparent site because it helps us find the immediate liquidity we seek when it is most needed"
Pedro "I usually resort to this type of quick mini-credits from Hypercredit because its conditions are attractive, although it is not well known"
Susana "I thought that Hypercredit was a lender, then I discovered that no, it is limited to sending me offers from other companies, I feel disappointed"
Carlos “I applied for my loan 1 week ago and everything went very well, in less than 10 minutes they deposited the money in my account. Great result, now I have to return it "
Hypercredit is reliable, safe and clear, a site where you can ask for urgent money to be returned in a short period of time and that helps us find the best offer. However, it does not lend money even though it seems that it does, it works in a similar way to other brands with similar characteristics which pretend to be financial when they are not (Solcredito, Wannacash).
What do they do? Well, they capture your data and then send it to third parties (lenders that really lend) to send you different proposals later. For this reason you receive several proposals from brands that have nothing to do with Hypercredit, because it is limited to buying. Even so, we see the positive side, in a single site you can see the details of each product and thus choose the one that suits your need.