Creditorapid updated information this year. Visit the official website of Creditorapid and discover what it has to offer you.
What is Creditorapid?
Creditorapid is a Spanish financial institution with great experience in granting personal loans online from 50 to 600 euros to be repaid in repayment terms of up to 30 days. They are therefore short-term mini loans used to cover contingencies and specific needs of lack of liquidity.
To apply for a loan with Creditorapid you just need to fill out an online form with our personal data and send the request at creditorapid.es The answer is given in minutes, the application being quick and easy.
Thanks to using the Instantor instant verification tool we will be able to verify our identity and information instantly, without waiting or even queues. We select the bank we work with, we connect to electronic banking in a safe and reliable way, and then confirm the information at the end of the request.
We receive the money immediately upon approval of our loan application.
If it is our first request, the first loan is up to 300 euros, in subsequent requests we can increase the amount therefore up to 600 euros.
In addition, the return is flexible and can be amortized in advance without additional cost or defer payment in case of not reaching the due date.
Read our analysis about Creditorapid and discover everything you need to know about this credit company: What it is, how it works, what are its conditions, requirements, interests, terms, advantages and weaknesses as well as know the opinions of its clients.
The brand to which Creditorapid belongs is Protocolos y Servicios Financieros SL, with NIF B93134211 domiciled in Marbella.
Creditorapid - Features
|Financing type||Fast loans, loans without payroll, loans without papers|
|Maximum and minimum quantity?||€ 50 - € 600|
|What is the maximum and minimum term?||5 - 30 days|
|Free first loan||Not|
|What interest do you charge?||3752.37%% APR|
|Do you ask for guarantees?||Not|
|Loan calculator and simulator||Too|
|Can I defer payments?||Yes|
|And cancel in advance?||Yes|
|Where is it hired?||Online also phone|
|How long does it take||5 minutes but it depends|
|In what period does the money reach me||15 minutes, but it depends on the bank|
|What banks do you work with?||Santander Bank|
|Web page||Official Web|
|Is my application rejected by the West African Loan Group?||Yes|
|Do I need to have a payroll?||No, but if income|
|Can I process with pension, self-employment or unemployment?||Yes|
|Age range||21 - 70 years|
|Can I verify my details with Instantor?||Yes|
Amounts and terms
You can request up to a maximum of € 600 but if we are new clients the limit is € 300 on the first loan. The term, although initially limited to 15 days, has now been updated, allowing up to 30 days of reimbursement.
Creditorapid's interest rate depends on both the amount and the duration that we set.
Here are several representative examples of how it looks:
For an amount of € 100 over 30 days, € 135 must be returned, APR 3752.37%
While if we ask for € 200 for 30 days, the total to pay is € 270, APR 3752.37%
For example, a request of € 290 for 30 days accrues a fee of € 102 in interest, total pay € 392, APR 3 812.65%
Opinions about Creditorapid
The Creditorapid opinions are of the most varied being able to find from positive, negative as well as regular. There is everything, satisfied people are the online loan services that have been offered to the contrary.
Even so, if we analyze in detail and take a statistic of all those found, we can say that more than 75% of the clients are happy with their mini credits.
The speed, minimal paperwork and procedures in addition to the possibility of paying ahead of time, extension and its high success rate mark a point in its favor, on the other hand, its minimum return period of 15 days maximum, lower than that of others companies mark the unfavorable.
Below, we show some of the Creditorapid comments from people who have given their opinion about the entity:
Martina "I was able to get money in 10 minutes without questions thanks to them, for this reason I recommend them"
Angel "I think one of the best personal loans, without endorsement or payroll, I can also get up to € 600"
Pablo "Without sending documentation, online and with immediate response, I was actually pleasantly surprised by Creditorapido online"
Ernesto "Creditorapid is an announcement of reliability, member of West African Loan Group Equifax, Experian thus offering the highest quality standards in terms of transparency"
Requirements to obtain a credit from Creditorapid
The conditions that must be met to access the fast online credit of this company are as follows: Be over 21 and under 70 years of age, reside in Spain, have a bank account in our name, demonstrate stable income and not be on delinquency records such as the West African Loan Group.
How to apply for a loan at Creditorapid.es
The loan application process of Creditorapid.es is actually very simple and intuitive, below we explain step by step how it should be done:
1 - First of all we have to enter the Creditorapid.es website
2 - Secondly, we must indicate the amount and the repayment term that we want in our credit and that adapts to our personal and economic circumstances.
3 - Then we click where it says "I want a loan" and the online application form is filled out with our personal data.
4 - Later, the system assesses our solvency through the risk analysis of our profile, answers us, approves or rejects it.
5 - Finally, and if it is positive, the loan provider will contact us giving us the details of the credit, with this the application process ends, ending with the receipt of the money from our credit by bank transfer.
How long does it take to enter
It is fast, the transfer is made in minutes as soon as the loan contract is approved and accepted, however, from the issuance of the transfer until it reaches the applicant, this may take depending on how we have validated our information and based on our Bank.
With which banks does Creditorapid work?
As we have read on its website, it only works with Banco Santander, consequently, if we have an account in a different bank, the receipt of the money may take up to 24 or 48 hours to reach us, unless our Banco Santander account, the money does not it will be instantly.
Return the Creditorapid online
The return of the credit is made according to the instructions set by the creditor, it is important to comply with the payment commitments in a timely manner, in addition to passing the expiration date can involve the payment of penalties for non-payment.
The accepted forms of payment are the usual ones in the sector, bank transfer, card and cash income.
In the event that, upon the payment date, it is impossible for us to make the reimbursement, Creditorapid allows us to request an extension of 15 or 30 calendar days obtaining the information in the General section of the loan, even so, the extension Creditorapid has a cost, no It is free so you will have to face the renewal costs.
Therefore, to pay the Creditorapid loan, you will have to put the following:
Return Concept: [DNI number] Payment
Bank account - Banco Santander: ES49 0049 5630 3721 16088276
Beneficiary: Protocolos y Servicios Financieros SL
If our situation is the opposite, that is, we have the funds to settle the debt ahead of time, the entity allows us to cancel in advance without extra expenses, in addition, paying days before the payment date implies a reduction in interest. And that without forgetting that our valuation as a client improves which allows us to gain confidence and also improve the conditions in future applications.
Not paying on time, delays and delays
Failure to comply with the terms and conditions of the Creditorapid loan involves a series of negative consequences for the users, among the most important we can highlight the following:
Default interest of 1% per day with a limit of 200% of the granted capital
Payment reminders sent by Creditorapid of € 7.50 each, works in the same way as a commission for non-payment.
If after a while we have not settled our debt, Creditorapid can include our name in delinquency files negatively affecting our credit history, appear in a list of patrimonial solvency such as West African Loan Group, it can deny us access to future needs financing.
Creditorapid telephone numbers and customer service
Contacting Creditorapid is very easy as the lender enables different communication channels open to the public, we see them below:
Call the free phone number Creditorapid, 910 382 020, available during customer service hours, from 9am to 7pm, Monday to Friday.
If we have to contact the collections department, we dial 910 382 014 at the same time.
If we prefer online communication, we have access to your email address, the email firstname.lastname@example.org or email@example.com according to consultation, also formulate our query through the web form which is found on your website.
As we have previously indicated, Creditorapid belongs to a Spanish company domiciled in Marbella, Protocolos y Servicios Financieros SL but the address of its office does not allow in-person service.
Creditorapid Client: My Account
After registering in the entity's portal, as a client it is possible to enter the client access through the login available on its website, in addition, logging in is very easy through the username and password. Once inside, the system allows us to change our personal information, start a second loan, make the return, ask the company's agents and so much more.
The Creditorapid customer area is the main means of communication between the lender and the applicant, its use is also free, being only necessary to have an internet connection and a mobile device to complete the procedures.
Creditorapid Opinion - Conclusion
Creditorapid is reliable, a safe place to borrow with the best guarantees in the market. It is a company that shows a high commitment of responsibility towards its clients.
It evaluates our solvency and approves only those requests that fall within its responsible loan policy. Transparency is also one of its pillars which it offers through its simulator and calculator on the web.
The interests are in the average, but its term is what drags the opinions of its clients, as well as ours. However, these conditions are the same as those of any other credit institution, not having any special characteristics over the rest. Not offering the first loan at 0% interest, West African Loan Group does not admit and the limits are the usual ones. That is why, despite everything, we think that there are better alternatives when one may need money urgently such as:
Creditomas, Vivus, Creditocajero
Are you looking for a forum where you can read comments and opinions from Creditorapid clients? If the answer is yes, below we will enable you a space where you can express your opinion and express yourself freely about this company. Share your experience, help other users to make their decision.