Dindin is an entity that grants online microcredits of up to 1,100 euros for loyal customers with repayment terms of up to 6 months. In addition, in the first credit we can request up to 300 euros for free, without interest or commissions to be returned in 30 days, one of its many advantages.
Dindin Coupon Code
Request your first free loan up to € 300
Dindin's conditions do not differ from those of other online credit companies, but we can always find small characteristics that should be analyzed. For this reason, in this article we are going to tell everything we need to know about Dindin loans, so that we can know if they are attractive according to their requirements, interests, terms, as well as customer opinions.
Frequent inquiries Dindin
- Dindin doesn't work
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- What is the dindin phone
Dindin - Features
|Type of financing offered by Dindin||Quick credits , loans with West African Loan Group , mini-credits|
|What is the maximum credit Dindin grants?||Up to € 1100|
|And its minimum?||€ 50|
|What is the maximum term that Netcredit accepts?||30 days|
|And the minimum?||7 days|
|Is the first loan free and interest-free?||Yes, but up to € 300|
|What cost or interest does Dindin charge?||APR 238.50%|
|Does Dindin demand endorsement from me?||Not|
|Do you have a Dindin loan simulator and calculator?||Yes|
|Can I request an extension or defer payments?||Yes|
|And pay in advance?||Too|
|Where is it hired?||By phone as well as internet|
|How long does it take to give me an answer||15 minutes|
|When can I have the money||15 minutes, but it depends on the bank|
|What banks does Dindin work with?||Banco Santander, Bankia and BBVA|
|Web page||Official site|
|Is Dindin going to ask me for an endorsement?||Not|
|Is my application denied if I am in the West African Loan Group?||No, but it depends|
|What debt limit at West African Loan Group is the maximum Dindin allows?||Not specific|
|Do I need a payroll to apply for Dindin mini-credits?||No, but if you have income|
|What if I am a pensioner?||Too|
|While unemployed with unemployment benefit, can I access it?||Too|
|What if I am a company?||Not|
|Can I apply for credit on Dindin if I am self-employed?||Likewise|
|What is the age range that is supported?||21- 65 years|
|Can I verify my details with Instantor?||Yes|
Second loan, yes, clients with seniority can request a second loan at the same time, although the total to be repaid cannot exceed the limit that has been set according to our solvency.
Dindin grants different interest rates depending on the term to return the money. For example, 7-day loans apply an interest of 11%, meanwhile, those with a 14-day return charge 16% and in one-month loans up to 27%.
We give you several representative examples that serve as a calculation. Anyway on the web there is a simulator that allows us to calculate the cost before starting the procedures.
For an amount of € 300 over 30 days, the total to pay amounts to € 389.70
If we ask for € 500 in 30 days, we will refund a total of € 649.50
For the same amount of € 500 but within 14 days we will refund € 589.50
A request of € 750 for 30 days carries a cost of € 134.25, total € 884.25
For the maximum of € 1,100 over 30 days we have to return € 1,428.90
Amounts and terms
Although the first loan has a limit of 300 euros, later we can increase the amount up to 1100 euros. However, Dindin will grant the limit it deems appropriate according to the level of trust it has with us, analyzing each case individually.
Requirements to obtain Dindin loans
The requirements to apply for one of his mini loans are the usual with the exception of age, where Dindin sets a minimum limit of 22 years. That is, Dindin does not grant loans to people under 22 years of age, although on the other hand they extend the age of the other extreme with a limit of up to 75 years of age.
While the common is to set a minimum age of 18 and a maximum of 65, Dindin differs with a minimum limit of 22 and a maximum of 75 years.
This makes it very clear what type of target audience Dindin is targeting especially, pensioners, and retirees who are receiving a pension, being Dindin a good option.
The rest of the conditions that we must meet to access your mini-credits are the usual ones:
- Permanently reside in Spain
- Have a valid and valid identity document either DNI or NIE
- Be the owner of a bank account and a credit / debit card associated with it
- Have email and mobile phone number
- Justify demonstrable income
- Not being registered in delinquency lists such as West African Loan Group, does not admit it
If this is our case and we are registered in a delinquent file, we must check which entities sign loans with the West African Loan Group .
In case of not having stable income, Dindin will ask us for a demonstration of the same through a bank statement, proof of the last 3 months that we will send by email or whattsap.
Also the verification and verification process can be done from the Instantor verification tool, which connects to our electronic banking.
How to apply for a loan in Dindin
The process of applying for a loan in Dindin is actually very simple, and the first time it is free when applying a 0% APR and interest. In any case, these are the steps we must follow:
1 - First enter Dindin on its official website
2 - Secondly, we must select the amount and duration of the credit according to the return period that best suits our needs
3 - Then you have to fill in an online form with our personal and financial data
4 - Later, it evaluates our financial profile according to risk analysis and responds with the approval or rejection of the request.
5 - Finally, and if approved, they transfer the money directly to the bank account that we have indicated during registration. Before the transfer we receive a confirmation SMS to the mobile and in minutes they send us the money.
Although this is the usual way, it is also possible to request the loan by phone by calling 91 290 99 63.
However, the online route is faster and more comfortable.
As for the reimbursement period, it can be set 7.14 or 30 days but as we have indicated above, it is also possible to set a longer period of up to 3 or 6 months (depending on our client level).
The possibility of extending the term is achieved by being a regular customer since Dindin rewards its regular users by giving greater flexibility. This is a point in favor of clients when requesting new credit, having good payment behavior, also returning the money in a timely manner brings positive consequences.
First free credit on Dindin
One of the frequent promotions seen in the online mini-credit market is to offer the first credit without interest.
But of course, this policy is not offered to just anyone but only to new customers, therefore it is a tactic to attract customers. After the request for the first credit and after its return, the rest of the requests will therefore have a cost, as is logical.
Take a look at our article on loans without interest or commissions (link) to see which entities are currently launching promotions of this type with the first loan at 0% interest.
Repaying the loan can be done by bank transfer to any of the accounts that Dindin indicates to us or we can choose the option of paying by card (account charge)
If when the expiration date we cannot make the refund, it gives us the possibility to request an extension of the term for a maximum period of 30 days, notify the extension so that the lender can indicate the amount that we must pay according to the extended term . The extension request is not free, for this it will be necessary to pay the fees that have been generated to date.
I can not pay
If on the agreed payment date we do not make the return or delay the payment, the loan will be unpaid.
This generates negative consequences such as the collection of interest on late payment, commissions for non-payment, as well as the inclusion in a list of defaulters such as West African Loan Group.
In a situation where we cannot face the payment of the debt, it is best to contact the financial institution and thus report the situation to find a solution. The worst thing is having an evasive attitude, which shows in reality we do not intend to fulfill our commitments and payment obligations.
Dindin phone and contact details
If we need to contact Dindin we can use any of the communication channels enabled by the company, for example:
We can call Dindin's toll-free number at 912 909 963, available during customer service hours from 9 a.m. to 9 p.m. Monday to Saturday, while Sundays from 9 a.m. to 3 p.m.
Send a message to your email address, to the email email@example.com
Online and live chat available on the official website or make the inquiry through the web form.
The company behind the brand belongs to Dindin Money SL, registered office at Avenida Isla Graciosa 1, Second floor, Puerta 5, San Sebastián de los Reyes, CP 28703, Madrid.
Dindin Client Area: My Account
Once we have registered on your portal, we will be able to log in from the login with username and password and manage our affairs from this private area. There we can review and view our contracts, initiate new applications, request postponements, settle debts as well as ask our doubts and concerns.
Opinions about Dindin
In this section you will read comments as well as opinions of clients who have contracted the financial services of this brand:
Adrian "Thanks to Dindin I was able to get money in my account now, the process was fast as well as intuitive"
Carol "In the first loan I got up to 300 euros for free, I intend to repeat in the future if I need quick loans again"
Raúl "Dindin does not work, I tried to make the request but it gave me an error, until I contact their customer service I could not complete the request"
Pablo "If you are looking for money in 10 minutes without questions, this brand will meet your expectations, it did with me"
Dindin Opinion - Conclusion
Dindin offers fantastic conditions when requesting money and paying in installments that can reach up to 6 months, an accessible interest rate and also immediate financing.
It does not require payroll, you can defer payments, pay in advance and although West African Loan Group does not support, it analyzes each case individually to see what can be done.
It has a good loyalty program since new clients can be financed at 0% interest rates, while existing clients can increase the amount up to € 1100, something that few companies replicate.
Age can also be a fundamental element, especially if you belong to the third age as it allows you to reach 75 years instead of 70 or 65 which is common.
That is why and after finishing our complete analysis, we can affirm that for us Dindin is reliable, a safe place to borrow with complete peace of mind.
Are you looking for a place to clarify your doubts about Dindin loans? If you need help or want to share your experience with this entity, here below we enable the forum so that you can leave your opinion and comment on it.