Update this month. Click here and discover the advantages that Ccloan can offer you, access its official website. Is your payroll not enough to make it to the end of the month and do you need a loan to cover your expenses? Do you want to buy something for your home but you have no liquidity? If you need money urgently this month and your bank rejects you, Ccloan may be the solution you are looking for.
|Financing type||Quick credits , mini- credits|
|Maximum and minimum quantity?||€ 50 - € 300|
|What is the maximum and minimum term?||7 - 30 days|
|Free first loan||Yes up to € 300|
|What interest do you charge?||365% APR|
|Do you ask for endorsement?||Not|
|Loan calculator and simulator||Too|
|Can you defer payments?||Similarly|
|What about early cancellation?||Too|
|Where is it hired?||Online as well as telephone|
|How long does it take||5 minutes but it depends|
|When will I have the money||15 minutes, but it depends on the bank|
|What entities do you work with?||Several|
|Web page||Official Web|
|Are my application for West African Loan Group canceled?||Yes, but it depends|
|Do you need payroll to request a loan?||No, but if income|
|Request if I am a pensioner, self-employed or unemployed?||Too|
|Age range||21 - 65 years|
|Can I verify my details with Instantor?||Yes|
What is Ccloan
Ccloan is a company that grants microcredits and small loans online, a type of very popular financial product that has led to the emergence of multiple loan websites.
This is a page for people who have money problems and turn to Ccloan to solve their financial and economic problems.
In addition, Ccloan has an international presence in countries such as Ukraine, Georgia, Kazakhstan to name a few.
Countries where there has also been an increase in the demand for fast loans, an increase for the better due to the high quality recommendations when it comes to being served.
Without leaving home, without having to go to any office, everything is done online with immediate response.
If you have any questions, you can also contact the entity's professional agents and ask for advice, who will give it to you for free, expanding your knowledge in the huge garden of loans.
Ccloan Loans - Features
Ccloan loans are characterized by being easy to get, without paperwork, minimal paperwork and without problems.
The interests are also accessible to users. We can request this credit by entering the web.
We will have to select the amount and return period, then we must fill in a form with our data and after sending the request they give us an answer as to whether they approve or reject.
Finally, if it comes out positive, they deposit the money in our bank account. Here we show you everything you need to know about the amounts, terms, etc.
After having the loan in hand, we can access Ccloan Client Area and from there see the details of our loan.
If we are already clients of the company, having previously signed a loan, we can increase the amount up to 1000 euros.
Regarding the loan repayment terms, we start from a minimum of 5 days up to a maximum of 30 days to pay the loan.
If we are new to the application, the first loan in Ccloan is without interest or commissions, totally free.
Ccloan has a blog and a newsletter through which we can be informed of the latest news, loans that are offered, once subscribed an email arrives every time something new comes up.
Hiring a loan in Ccloan is really simple, the requirements are minimal and in fact they do not differ from what is common in the sector: Being over 21 and under 75 years old, having residence in Spain, having an email and mobile phone number at be the communication channel and be the owner of a bank account in Spain
Justify regular income that serves to demonstrate solvency (payroll, pension, unemployment benefit, self-employed, etc.)
Not be registered in delinquent files such as West African Loan Group
Ccloan does not accept West African Loan Group, therefore if we appear on delinquent lists we must go to companies that grant loans to people in the West African Loan Group (link)
How to get a loan on Ccloan.es
If we meet the requirements to access the loan, we must follow the application process that is explained below. These are the steps to follow:
1 - First we must enter the official website of the lender
2 - Secondly, we complete the registration process, create our username and password
3 - Then we have to select the amount and duration of the credit
4 - Later you have to fill in an online form with your personal and financial data (name and surname, date of birth, ID, work, etc.)
5 - After sending the request, we must wait for Ccloan to verify our identity along with the information we have provided.
6 - Finally we receive the approval of our application and can obtain the loan by means of a bank transfer directly to our checking account.
Ccloan has implemented the Instantor tool through which we can identify ourselves and in this way reduce the sending of documentation. (Answer in minutes)
How long it takes
After receiving the contract formalized by us, Ccloan makes the transfer instantly.
However, from the moment it is done until the receipt of the money, it can take minutes to 24-48 hours, depending on our bank account.
Transfer between the same banks arrives immediately, when they are different banks it takes 24 to 48 hours.
What banks do you work with?
It operates with the main banking entities of the country with the intention of facilitating its clients the immediate receipt of money. Check with your customer service department to see if your entity is among those included.
Ccloan Phone and Customer Service
If we need to contact Ccloan we can do so through the communication channels enabled on its website.
The company behind the brand, Ccloan Capital Financial Services SL (before it was this) is now EQUIFIN CAPITAL SLU with NIF B87855821, with registered office at Calle Albasanz No. 75, 2º D1; 28037 Madrid cares about offering good customer service.
That is why we have to get in touch in the following ways:
Call the free landline number in Madrid, 911 091 511, available during its opening hours from 9 a.m. to 8 p.m. Monday to Friday and Saturday from 10 a.m. to 2 p.m., send a message to your email address, to the contact email @ ccloan.es, web form, social networks: Twitter or Facebook among others as well as whatsapp
Ccloan My Account
After requesting the first loan, we can access Ccloan My Account with the username and password that we have generated.
From this section of Ccloan My Account, being the entity's clients access, we will be able to see the active loans, initiate new requests, request extensions, make payments as well as consult and resolve our doubts.
Ccloan allows several ways to pay the signed credit, consequently we choose the one that suits us best.
It offers payment facilities, makes the process to return the credit more comfortable and easy.
These are the supported payment methods: Bank transfer, deposit at the counter or pay by credit / debit card.
To make the payment of the credit effective, we must access Ccloan My Account and select "Payments", then we choose the payment method used, enter the data and complete the procedure.
Defer payments and late fees
If the expiration date arrives we cannot reimburse the Ccloan credit, we must contact the entity as quickly as possible and seek a solution.
Most likely, you will offer us the ability to request an extension or postponement.
It consists of an extension of the term through which we extend the term with the new payment date.
It has to be requested days in advance before expiration and is requested from Ccloan Customer Area.
However, unlike other financial companies, it is also possible to request an extension even when the credit is already unpaid.
The process is the same as when we are going to pay:
We enter the customer area through the login
We make the payment by transfer indicating in concept "DNI / NIE with the requested extension days"
If we prefer to communicate by phone, we can call the telephone number 911 091 511 and carry out the management from there.
Not paying the loan in Ccloan nor extending the term will cause a non-payment with the consequences that this act entails: Default interest of 1% per day up to a maximum of 200% on the main commission for non-payment of some percentages and the inclusion in delinquent files .
It is the opposite situation to that explained in the previous paragraph, it consists in that as clients we pay the credit in advance before the agreed payment date. Ccloan allows us early amortization which means a saving in interest because we only pay for the days in which we have used.
For example, if we have fixed the return for the 30th but we return it on the 20th, we save 10 days of interest.
Opinions about Ccloan
For more information about Ccloan microcredits we advise you to enter their website, there you will see the section where you can read everything you need, we also recommend reading the Ccloan opinions as it is a good way to know what customers already think. This helps us make a decision and we believe it can also be useful for you.
Here are some of the comments from their customers:
July "Ccloan is safe, a totally trustworthy site where you can ask for urgent money to cover emergencies and last minute expenses"
Andrea "This financial company has helped me in difficult times when my bank rejects me, since then I have recommended it"
Carlos "The request has been simple and also agile, in a few minutes I could have deposited the amount of my loan"
Paula "I had no liquidity to pay for a remedy, I resorted to this company and the first loan was free, up to € 300, since then when I need a microcredit I know where to turn"
Marta "I have read a forum where they talk about complaints, complaints about harassment and even threats after non-payment and trial, even payment in person"
Ccloan Opinion - Conclusion
Ccloan is reliable, a company that grants immediate response online microcredits of € 50 to € 1000 with repayment terms of a maximum of 30 days.
The first credit if we are beginners is free, with a limit of 300 euros, the interests are low and cheap, it is flexible, and can also request an extension if necessary.
That is why we think it has earned a place of relevance in the mini-credit market.
If you want to have a space where you can ask and answer your questions about Ccloan credits, just below we activate the Forum so you can leave your comment and thus express yourself freely, tell us what you think about this lender.