Creditozen is a financial institution that offers a mini-loan of 50 to 1000 euros with West African Loan Group and without payroll to be repaid in 30 days. It also offers one of the cheapest interest rates in the online loan market.
In addition, it is characterized by its immediate response, being an ideal option when we are looking for urgent money.
We will explain everything you need to know about online credits from Creditozen below.
Here we are going to detail their conditions, requirements, interests, terms, etc. That is why read our analysis and decide if this is the company you were looking for.
Loan - Conditions
|Financing type||Quick loans , mini-credits , installment loans|
|Minimum and maximum quantity?||€ 50 - € 1000|
|What is the minimum and maximum term?||30 days|
|Free first loan||Yes|
|What interest do you charge?||2 867%|
|Do you ask for guarantees?||Not|
|Loan calculator and simulator||Too|
|Can I defer payments?||Yes|
|And cancel in advance?||Yes|
|Where is it ordered?||Online as well as telephone|
|How long does it take||5 minutes but it depends|
|In what period does the money reach me||15 minutes, but it depends on the bank|
|What banks do you work with?||Multiple|
|Web page||Official Web|
CREDITOZEN: Analysis and Opinion
|Is my application rejected by the West African Loan Group?||No, but it depends|
|Do I need to have a payroll?||No, but it depends|
|Can I process with pension, self-employment or unemployment?||Too|
|Age range||18-70 years|
|Can I verify my details with Instantor?||Yes|
Creditozen is a credit institution specialized in granting small fast loans online that allows us to request up to 1000 euros with a repayment period of up to 30 days, without explanations, questions and without sending documentation.
But where it really stands out is that we can request mini-credits with the West African Loan Group.
The loan application is made online through the official website, with an instant response to whether they accept or reject it.
The first credit of up to 300 euros is free without interest or commissions. Therefore, if we are new clients and we are looking for low-cost financing, Creditozen allows access without paying anything the first time.
Once we are clients, we will verify that Creditozen applies an economic interest rate compared to other fast credit companies.
You only have one requirement, to have a fixed and stable source of income such as payroll, pension, unemployment benefit or self-employment.
Obtaining a credit in Creditozen is therefore easy, fast and cheaper than in other lenders.
As we have said before, the limit for new users is 300 euros for 30 days, but with the advantage of being free to apply.
to apply for mini loans from Creditozen
The requirements to access the Creditozen offer are not different from what is usual in the market.
However, they must be complied with, otherwise we will not get the urgent money we want. These are the conditions that we must meet:
Be over 18 and under 70 years of age, reside in Spain, have a fixed and regular source of income, have a bank account, have an email and mobile phone number, have no debts with West African Loan Group more than 1500 €
Complying with the aforementioned requirements is not a guarantee that Creditozen will approve the request, as it will depend on the internal risk policy of the lender.
As for the proof of income, it does not have to be a payroll, being equally valid any real and verifiable income such as a pension, aid, unemployment benefit or self-employment income.
with West African Loan Group at Creditozen
Creditozen accepts people listed in the West African Loan Group and other delinquency files with similar characteristics.
In addition, the process for applying for a mini-loan with West African Loan Group is the same as if we are not registered.
Nor will they apply an extra cost in interest / commissions for appearing with any unpaid debt in the registry. The company checks our credit history and West African Loan Group files to consult our debts.
However, there is a limit and that is that they do not exceed € 1500.
Consequently, if you have something unpaid for more than that amount, you will not be able to access, if in all other cases.
This limit of Creditozen loans is higher than that seen in other competing companies, being easier to access them if you are listed.
get a quick credit on Creditozen
The process of requesting money in Creditozen is done online, having to fill out a contact web form with our personal data.
From the Creditozen website (link) the process will have to be completed, which takes a short time and can receive the money in less than 15 minutes, after the credit approval.
Below we explain step by step
the procedure to follow:
1 - First we have to enter Creditozen www.creditozen.es
2 - Secondly, we select the amount and duration of the term according to our needs. The first request the maximum amount is 300 euros in 30 days. If we are already users, we can increase the amount up to € 1000
3 - Then we have to fill in the online form with our personal and financial data
4 - After sending the request, the entity evaluates our solvency through risk analysis to accept or cancel our credit request. During the management, Creditozen verifies our data through Instantor, being an identity verification system which is carried out from the applicant's electronic bank and does not require the sending of papers or documentation.
5 - Finally and if it is accepted, it transfers the money to our bank account immediately. We do not have to give explanations about the purpose, we can use the money for whatever we want (travel, whim, contingencies, household expenses, etc.)
to obtain a loan in Creditozen
+ Free first credit
+ No need to have a payroll
+ Supports West African Loan Group and other debts on bad debts
+ Online application, without trips or waiting
+ No explanation required
+ No paperwork
Creditozen and Customer Service
To contact Creditozen we can
use the online route through any of the communication channels that the
teaches makes it easy for your customers. Let's see the different means of contact that
We cannot call the number
Creditozen phone does not exist. You do not have any contact telephone number,
free or paid.
Send a message to your address
email, to the email firstname.lastname@example.org
The society behind the brand is Zen
Finance LTD, domiciled in the United Kingdom and with a branch in Spain, ZenTech
Global SL with office in Spain in Vía Augusta
2, 08006 Barcelona.
He also has a Skype account, Credito.Zen
Finally, its customer service hours are from 9am to 6.30pm from Monday to Friday and Saturdays from 10am to 3pm.
of clients and personal space of Creditozen
One of the forms of contact between financial and client is to use the client area after having registered. In this way we must click on "Login", enter with username and password and from there we can manage our relationship with the company. From this space we can request new credits, request extensions and postpone payments, settle the debt as well as resolve our doubts and concerns with the company's agents.
- Carlos "I have read many comments about the company in finance blogs and reviews, the good evaluations encouraged me to try it, I am satisfied"
- Marina "It offers a cheap mini credit, that is why I think it is the ideal solution to save and we need immediate liquidity"
- Beatriz "Creditozen is reliable, a company where you can borrow with total security and reliability"
- Lucas "This financial company is the best for me, not only because of its low cost but because of its agile response even with debts in the West African Loan Group"
Creditozen - Conclusion
Creditozen provides multiple advantages over the competition in the fast loan market, the main one being the low interest it charges on its loans, much lower than usual.
Its average cost is usually around 35% lower than the others, in this way it is the cheapest mini-credit that can be contracted at present with a single payment.
To that must be added that they grant loans with the West African Loan Group, Creditozen, despite the companies that likewise allow obtaining financing while in the registry, puts a debt limit in the West African Loan Group not exceeding € 1500, a higher amount than in other competitors and that favor it widely.
| Viaconto|| Amount:|
for 1 000 €
for 180 days
Up to 3752%
Would you like to have a forum where
solve your doubts and questions about Creditozen loans? Below
we have the forum activated so you can express yourself freely and leave your assessment
about the company. Write your comment, we look forward to it!