Prestomatic is an entity specialized in granting small short-term loans designed to cover the financial needs of clients who need little liquidity. It allows us to have an emergency exit and urgent cases that require an immediate response. Through your personal loans, it is possible to obtain up to 300 euros to be repaid in 30 days, avoiding the long processes to which banks and other finance companies are accustomed.
Prestomatic loans offer us to obtain money without papers, personal financing and without guarantees that offers up to 300 euros in 5 minutes without paperwork.
Everything we have to know about Prestomatic mini-credits is explained below: What it is, how it works, what are its requirements, pros and cons, conditions as well as customer opinions.
Prestomatic - Features
Request from 50 to 300 euros to be returned within a refund period of maximum 30 days.
Prestomatic does not calculate interest rates, but only takes into account fees. Therefore, when using the loan simulator or calculator when changing the amount and term, we will see the total to be canceled with a minimum of 7 euros. This amount will increase as the time grows until the credit is canceled as well as the amount.
For this reason, it is much easier to calculate what we have to repay according to a certain amount and time instead of having to calculate what must be paid each month. This supposes a lower risk since if we do not calculate well we may have to face fees for surcharges and delays.
The Prestomatic loan simulator is free, its use is free, so we recommend using it before starting the request.
What is Prestomatic
Prestomatic is a company that provides fast micro loans to anyone who needs an instant capital injection to cover their expenses, unforeseen events as well as make their personal and business projects come true.
Coping with the breakdown of the car, electrical appliances, buying a household item, financing a trip is now possible with 5-minute loans from this entity.
At Prestomatic, obtain a loan with really excellent conditions, affordable interest rates, and the option of making monthly payments, preventing the debt from growing over a long period of time.
Through Prestomatic, we only have to return the amount loaned in addition to the fees agreed in the contract.
After having the funds available, we can cancel it by ending our collaboration with the lender.
Advantages of Prestomatic
Prestomatic is a credit company that offers multiple advantages to applicants such as:
+ Online loan application over the internet, without displacement, waiting or queues.
+ Without sending documentation, without paperwork, being a very simple and easy procedure to complete.
+ Renew the loan whenever we want, we just have to apply online.
-We do not worry about the interest and monthly payments, return in a single payment, fees are included plus the principal that they have lent us.
+ Excellent, efficient, attentive and friendly customer service department, ready to help anyone who needs it.
Requirements to obtain a loan with Prestomatic
The conditions to meet to request a loan in Prestomatic are much lower than the traditional ones. In fact, it is easy to comply with them, that explains why its high success rate.
Be of legal age and reside in Spain
Be a bank account holder in a bank in our country
Have email and mobile phone number
Accredit demonstrable income, but it does not have to be payroll, it serves a pension, unemployment benefit, self-employed, etc.
Documents needed to apply for a loan:
Photocopy of ID in front and back in color
Direct debit receipt in the account wherever you see it, we are the account holders
Some proof of income (payroll, pension certificate, etc.)
The documentation is sent in two ways: It can be attached directly to the online form when the application is filled out. The other option is somewhat slower, it consists of sending the documents by email which appears on the official Prestomatic website.
After this, Prestomatic agents evaluate our solvency and risk analysis and contact us to give us an answer as to whether they approve or reject our application.
Prestomatic with West African Loan Group
In the solvency study and risk analysis, Prestomatic studies our solvency by reviewing the credit history individually.
Check if we are registered in files of defaulters by annotations of debts in financial, telephones, supplies or of another type.
It may happen that the credit application is rejected because it is included in this record.
However, unlike other lenders, Prestomatic can accept people listed in the West African Loan Group, it all depends on the nature of the debt and the amount we are in.
If we need more information on this point, it is best that we contact Prestomatic customer service.
How Prestomatic works
The process to request the urgent Prestomatic mini credits is really simple, we see it below:
1 - First we have to enter the official website of Prestomatic, select the desired quantity and term.
2 - After completing the online application form with our personal data
3 - Next, our identity must be verified, which can be done through online banking or by sending our personal identification documents.
4 - Later, it performs the solvency study and analysis to determine whether or not our credit application is accepted.
5 - Finally, and if approved, we receive the money in the bank account that we have indicated in the registry in less than 15 minutes.
Before starting the procedures we have to register on the official Prestomatic website, by doing so later it will not be necessary to send documents when we request a loan (we will have already done it during registration).
How long does it take to enter?
The transfer is made quickly as soon as the financing is granted, however this may take from 24 to 48 hours if our bank is different from the one that issues the payment. Only if our entity matches that of the lender does it reach us immediately.
What banks do you work with?
It works with the most recognized banking entities in the country with the intention of helping its clients obtain money at the moment.
Conditions Personal loans from Prestomatic
Prestomatic's online credits and loans offer from 50 to 300 euros to be repaid in a period ranging between 7 and 30 days.
It is therefore a short-term loan of small amounts intended to cover specific moments of monetary shortage.
In addition, we do not worry about interest or monthly payments, as it happens in other lenders where we have to calculate interest and commissions.
Prestomatic's fast loans are characterized by being instantly, obtaining urgent money in a short time is possible.
It is reliable to ask for a loan in Prestomatic
Yes, it is reliable and safe to apply for a loan at Prestomatic because its banking, financial and personal data verification processes work under advanced encryption protocols.
This allows us to control our banking movements and other transactions immediately, all this data being protected.
Every procedure that we do on the Prestomatic website is safe, we do not have to worry when borrowing on this platform as it complies with the regulations and other relevant regulations.
It guarantees the confidentiality of the data and applies the latest computer security measures, we can therefore rest assured.
When to apply for Prestomatic mini loans
When we want to get a payroll advance, with the intention of canceling the credit, only the next income is charged.
We seek an immediate solution to our problem of lack of liquidity
Sign credit without small print or hidden costs
To solve our need for quick money that serves to meet the needs of our economy
If we are in a record of defaulters so our bank closes its doors for us, it may be a good option.
Repay Prestomatic Loan
The financial Prestomatic provides many payment facilities for the return of the signed personal loan.
It can be done by bank transfer from our online banking, from the mobile application or deposit at the bank window.
The only thing we should be concerned about is having the funds available by the due date for payment.
Making the reimbursement on time means meeting our commitments and indirectly increasing our level of trust with the entity.
But what if I can't pay?
If when the expiration date arrives it is impossible for us to return the money, Prestomatic allows us to request an extension. This postponement can be from 7 to 30 more days although it is not free, it entails the payment of renewal costs.
Default and Default
In the event of non-payment, the entity charges a non-payment commission of 1.30% per day.
They can also include our name in delinquent files, which will damage our credit history, making it more difficult in the future to access new financing.
Prestomatic Phone and Contact
Contacting this lender is very easy as it enables several ways of contact, from the telephone as well as online. We see it below:
Call the Prestomatic phone, the phone number 902 848 808 available during your customer service hours.
Online chat on the entity's website
Social networks: Facebook, Intagram or Twitter
Send a message to your email address
Make our query from the contact form on your website
Go in person to its physical office at Calle Mayor 1, Puerta del Sol, Madrid Spain where Prestomatic Finance Sl has its location.
However, due to the type of fast online loans that it offers, it is logical to think that they do not attend in person at your establishment.
Prestomatic Client Areas - Personal Area
In addition to the communication channels explained in the previous paragraph, it is possible to communicate with the credit company from the client area or user area.
For this, you will have to log in from the login that is enabled in the online customer access on your home page.
After entering with our credentials it is possible to: Update data, talk to your experts, request new fast loans, request extensions, extend term, settle debt, etc.
The comments and opinions on Prestomatic are positive, something that does not surprise us and even more so after finishing our complete analysis of the entity.
Its clients value positively the conditions with which it lends, economic interests if you compare with other companies, flexible terms and admits the West African Loan Group.
In addition, it is not essential to have a payroll, it can be processed online, without having to go to any office.
That is why the Prestomatic opinions reflect a high level of satisfaction, below we show you some of them:
Juan Andres "Prestomatic is safe, a trustworthy and trustworthy site where to ask for money urgently"
Ángeles "The application was very simple, I have applied for two loans with them and everything is very good"
Carla "I had a problem during the paperwork, but your customer service solved my problem right away, I thank you"
Julio "Prestomatic is a good alternative, it offers me a way out every time I need it"
Do you want to leave your opinion about Prestomatic? If you want to share your experience, comment on the entity just below you have the forum so you can say what you think.