Finer or Señor Finer as they also call it can be the ideal option when you need an immediate financial solution to deal with unforeseen and unexpected expenses. At present, many are the credit companies specialized in granting mini-credits online, through which you obtain urgent money without cumbersome and long procedures, it is a real thing in contrast to traditional banks.
What is Finer?
Señor Finer is a new company that grants online loans and credits of up to 900 euros with a repayment period of maximum 35 days. This company has specialized in granting loans to individuals.
Señor Finer is a fantastic alternative since it allows you to obtain the amount of money you request at any time and day of the year, when you need it most. As principles and values that Mr. Finer works with, we can point out the following: Speed, flexibility and transparency.
As its motto says "Help should always come immediately, as soon as it is requested", its goal, to simplify the loan application. It is committed to increasing the accessibility of personal loans that users demand quickly and easily, without complications.
Mr. Finer - Conditions
|Financing type||Quick loans , mini-credits , loans without paperwork|
|Minimum and maximum quantity?||€ 50 - € 900|
|What is the minimum and maximum term?||5 - 35 days|
|Free first loan||Not|
|What interest do you charge?||TIN 310.25%. APR 1485.00%|
|Do you ask for guarantees?||Not|
|Loan calculator and simulator||Too|
|Can I defer payments?||Yes|
|And cancel in advance?||Yes|
|Where is it ordered?||On-line|
|How long does it take||5 minutes|
|In what period does the money reach me||15 minutes, but it depends on the bank|
|What banks do you work with?||Banco Santander, Bankia and Sabadell|
|Web page||Official Website Finer.es|
SEÑOR FINER: Analysis and Opinion
|Is my application rejected by the West African Loan Group?||Yes, but it depends|
|Do I need to have a payroll?||No, but it depends|
|Can I process with pension, self-employment or unemployment?||Too|
|Age range||21 - 70 years|
|Can I verify my details with Instantor?||Yes|
Advantages and Disadvantages of Señor Finer
This financial organization allows you to obtain fast loans no matter where you are and when you apply. Available 24/7, Mr. Finer is present when needed. Señor Finer's service is accessible from its website, therefore you only need internet and a mobile device such as a computer, tablet or Smartphone to complete the procedures.
Next, we detail the benefits of choosing Señor Finer as a lender where you can obtain liquidity.
Mr. Finer Loan Calculator or Simulator
Finer has a calculator through which it is possible to perform calculations according to the amount and return period chosen. Before starting the application, you can select the amount and duration and its automatic theme informs you with the interests and the total to be returned. Maximum transparency as you can see according to the following variables:
Loan amount you need
The duration or term of the loan
The interest rate that applies
The total to be returned which adds both the capital plus the fees and interest generated.
Finer supports West African Loan Group
No, as they report in their legal notices, they do not give you the possibility of obtaining a loan with West African Loan Group.
Finer immediate response online loans
Finer's financial products are processed online, transferred to a bank account, being an agile and safe option to obtain a loan of up to € 900 as a limit.
The Finer online loan system completes the domestic transfer in no more than 24 hours. You can have total confidence that the Finer online loan service is a modern, reliable and efficient portal where you can request micro credits from all cities that do not need them and are over 21 years old.
The online loan application requires logging into the Señor Finer website from your device and completing the procedures.
If you want to do it from mobile, you can download the android app that it makes available to users.
Finer Loans to residents in Spain
If you reside permanently in Spain and have a valid and valid identity document (DNI or NIE) you can request your Mr. Finer loan. It does not matter in which city you are, without going to the office, all online.
Finer Loan Requirements
The conditions that must be met to access this Finer financing method are as follows: Being over 21 and years of age and residing in Spain, showing regular income, not being in the West African Loan Group and having a bank account ...
Complying with the access conditions does not guarantee that the loan will be approved later, but the probability will be higher.
How to apply for a loan at Señor Finer
The process for applying for credit in Finer is actually very simple, we see it below:
1 - First you must enter the lender's website at www.señorfiner.es
2 - Secondly, you have to select the amount and the time to pay the loan.
3 - Then you have to deliver the necessary documents for the solvency study and risk analysis.
4 - Later you receive a response with the result of the request, it is approved or rejected.
5 - Finally, if it is positive, you receive the money in your account by bank transfer.
During the processing, Mr. Finer assesses the creditworthiness of the applicant and those seeking loans without additional documentation.
Despite meeting the access requirements, the final decision to approve or annual a loan application that reaches the system ultimately depends on the entity's internal risk policy.
In addition, each request is analyzed individually so it is not 100% automatic.
If you are already a reliable client for the institution, in the sense that you fulfill your obligations and payment commitments, you will automatically benefit from the approval.
This is something that only regular and loyal Finer customers benefit from, those who turn to the lender when looking for a small injection of capital.
Mr. Finer's interests
Mr. Finer's interest rate is competitive but it depends on the amount you have requested and the solvency that you can demonstrate during the application.
Still, for regular customers, Mr. Finer offers even cheaper interest rates. Being a loyal customer and the company has a prize.
Señor Finer offers economic interests since its products are available online at all hours and any day of the year.
For this reason, their micro loans are affordable for most people. Regular customers of Señor Finer can also increase the amount, thus gaining greater flexibility by increasing the repayment terms.
To be a regular client of Señor Finer, you only have to return the signed loans in a timely manner.
After this, you enter to participate in the bonus or idealization program which provides discounts and promotions to your and customers.
Types of Finer Personal Loans
Finer offers several types of credit depending on the amount and term you choose. The amount can vary between 50 and 900 euros.
But, the first loan has a limit of up to 300 euros, the successive requests you can expand the amount to what you need.
To obtain your loan you have to meet the requirements, having to follow a truly simple and straightforward process.
It doesn't matter what type of job you have either, the Finer system analyzes multiple factors in order to grant you a wide range of financial services.
That is why you must fill in the application form available on its official website or do the management from the Señor Finer application called Finer app.
After completing the application form, after approval, the funds are automatically received to your account immediately, in less than 5 minutes.
When applying for your loan with Señor Finer you will have to provide personal documents to verify your identity, in the same way with the bank details, in which they deposit the credit funds.
Get your loan easily and quickly
If you are looking to apply for a loan with Señor Finer, the process is quick and easy for the convenience of your clients. In addition, once you have registered, you will not have to start the procedures again, just enter your customer area to start a new application.
If this is the first time you apply for a loan at Señor Finer, you will do the following. They give you the option of obtaining loans of 50 euros up to 900 euros, but taking into account the above, a limit of 300 euros for the first application.
With Señor Finer you receive the funds without having to change banks or leave home, everything is online.
In this way you will obtain a loan which will be transferred to your bank account without having to go in person to any office or waste time traveling, something like this more accessible for citizens who wish to apply for a loan.
Obtaining a loan online is easy, it is enough to have a phone number, email and also access to the internet. From any computer in your home, mobile, tablet, you can consequently complete the procedures.
Then you have to provide data to the operator, your phone number, personal and bank data, which is vital because it is where you receive the money from the approved loan.
To access a loan
First you have to register on the Señor Finer platform
Next you have to fill out an online application form, it does not last more than 5 minutes and you complete it with the data that they ask for which is analyzed to see if it is possible or not to authorize the funds by the institution.
Important, make sure you do not make mistakes because this information is later verified, any error causes everything to delay and also reduces the probability that your loan requested in Señor Finer will be approved.
Select the bank and the account number where you want the authorized loan funds to be transferred.
Finally and in less than 10 minutes, you receive a response informing you of the approval or cancellation of your requested loan.
The Señor Finer system grants loans quickly, without questions, explanations or waiting.
In less than 10 minutes you can enjoy the money in your bank account, it can only be delayed because the banks Mr. Finer works with are different from yours or because you have made a mistake.
The companies manage the transactions when approving the request.
Repay Finer Loans
Paying the loan can be done directly to the bank accounts that Señor Finer grants such as:
BANCO SANTANDER: ES62 0049 1629 1923 1013 6393
BANKIA: ES43 2038 1807 1360 0057 6421
BANCO SABADELL: ES06 0081 0384 2100 0129 4638
What if I can't pay?
If when the expiration date arrives you cannot afford the return, Finer gives you the possibility to request an extension or postponement.
Mr. Finer wants to protect his clients by preventing them from going into default, for this reason he allows them to request an extension that can be 7, 14, 21 or 30 days. It has a cost to change the return date to extend the term, having to pay the renewal commission as if you were to cancel the debt.
How to request an extension in Señor Finer?
You can request it from the Señor Finer account in the customer area or by phone. You choose the period of time you need to defer and the reason why you ask to extend the loan. Pay the commission for the term extension which varies according to the monetary amount and term (you can calculate it in the simulator)
What if I don't pay off the loan?
If you do not return the credit on the previous date or request an extension, it remains unpaid. What happens from here is that it can charge you commissions, penalties for non-payment in addition to late payment interest.
Similarly, they can include your name in delinquent files such as West African Loan Group, which will damage your credit history.
If you are not able to face the payment of the debt, it is best that you contact their customer service to find a solution, many times they find a form of settlement adapted to your current needs.
Telephone and contact details of Finer Spain
To contact the lender, you can use any of the contact channels shown below:
Telephone: 910 956 777 available during customer service hours from Monday to Saturday from 9am to 6pm and Sundays from 9am to 2pm.
Send an email to the email firstname.lastname@example.org
Formulate your query from the web form.
The brand to whom it belongs is Famililoan SL B87982070, located at the following physical address Carrera de San Jerónimo 1, Madrid.
It is safe to apply for a loan in Finer
It is totally safe to ask for any type of loan with Finer, it is a responsible, legal and also proven company in the financial sector. Despite taking only a short time, it has earned the respect and trust of clients and professionals.
Your contract complies with the regulations, being supported by the current laws of the country, in this way you can relax and focus your attention on solving your financial problems.
For more information about the security and reliability granted by this brand, we advise you to visit the ASEMIP website (Spanish Association of micro-loan companies)
Opinions about Señor Finer
In this section we are going to read some comments as well as the Finer Opinions being generally favorable, users value the speed, minimum requirements, affordable interest and flexible repayment terms.
Also, most agree on its high success rate and excellent customer service both online and over the phone.
Isabelina "I had a little unforeseen event, I requested 300 euros to fix the electrical appliances in my home, I solved my problem very well"
Ricardo "The investigation they did to analyze my solvency was minimal, it shows that they follow a responsible loan policy"
Laura "Thanks to them I was able to finance my study expenses for my daughter's return to school, I recommend them"
Conclusion Mr. Finer
After our comprehensive review of Señor Finer loans, we have no doubts about the excellent financial services the company offers.
With them you can say goodbye to your short-term money problems, anywhere and at any time of the day, depositing the money in your bank account and with various forms of payment to return it, as well as the possibility of postponing payments in case of suffering any unforeseen event that prevents you from paying it on the scheduled date.
To all this, add that the amount and term can be increased after being a regular customer and that your loan calculator allows you to know before hiring Mr. Finer the total cost, maximum transparency.